320 River Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 320 River Rd, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,768 sqft · built 1979
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$6,090 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNTOPM M:R01 L:034-E

Property Details

APN / Parcel Number

Primary APNTOPM M:R01 L:034-E
Alternative APNs
  • M:R01 L:034=E
  • 1352

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area4,404 sqft
1st Floor Area1,768 sqft
Basement Area1,768 sqft
Unfinished Basement1,768 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1352
Street Address320 RIVER RD
CityTOPSHAM
StateME
Zip04086-6168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number34-E
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group1
Census Block1002
Census Tract970301

Owner

Source: Sagadahoc County and Topsham Town records · APN TOPM M:R01 L:034-E

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 RIVER RD, TOPSHAM, ME 04086-6168
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address320 RIVER RD, TOPSHAM, ME 04086-6168
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005903
DateAug 22, 2017
Instrument2017R-05903
Lender
NameNORWAY SAVINGS BANK
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,090.00 (+6.84%)$475,800 (+13.37%) Land $68,000 Building $407,800
2023$5,700.00$419,700 Land $60,100 Building $359,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

Based on FCC filings for 54 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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