320 River Pointe, La Crosse, WI 54601 Property Records

La Crosse County property record for 320 River Pointe, La Crosse, WI 54601

Property Summary

Property Type	Other Improved
Lot Size	0.225 acres (9,801 sqft)
Owner	Company Name on Record
Last Sale	$749,500 (Oct 2025)
Tax Bill	$11,960 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`017-040381-360`

Property Details

APN / Parcel Number

Primary APN	`017-040381-360`
Alternative APN	`71468`

Exterior

Lot Area	9,801 sqft (0.225 acres)

Location & Zoning

Account Number	71468
Street Address	320 RIVER POINTE
City	LA CROSSE
State	WI
Zip	54601-1004
Property Category	Other
Property Type	Other > Other Improved
Legal Description	PETTIBONE POINTE CONDOMINIUM UNIT 112 BUILDING J
Legal Range	04
Legal Section	13
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	PETTIBONE POINTE CONDOMINIUM
Legal Unit	112
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	3
Census Block	3060
Census Tract	300

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 RIVER POINTE, LA CROSSE, WI 54601-1004
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	1839872
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Oct 14, 2025
Property Address	320 RIVER POINTE, LA CROSSE, WI 54601-1004
Document Number	0001839872
Map Reference	DOC 1703573
Instrument Date	Oct 14, 2025
Instrument	1839872
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,248.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RIVER POINTE, LA CROSSE, WI 54601-1004

Mortgage

Document Number	0001839873
Date	Oct 14, 2025
Instrument	1839873

Lender

Name	VERVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,960.00 (+244.57%)	$656,100 (+291%) Land $67,600 Building $588,500	$683,900 (+239.24%)
2024	$3,471.00 (+225.92%)	$167,800 (+225.19%) Land $51,600 Building $116,200	$201,600 (+290.7%)
2023	$1,065.00	$51,600 Land $51,600	$51,600 Land $51,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35