320 Ridgecrest Rd, Georgetown, TX 78628 Property Records

Williamson County property record for 320 Ridgecrest Rd, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,760 sqft · built 1980
Lot Size	0.479 acres (20,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,936 (May 2026)
Tax Bill	$2,649 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-20-8000-0000-0066`

Property Details

APN / Parcel Number

Primary APN	`R-20-8000-0000-0066`
Alternative APNs	`R044372` `102768`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	1,100 sqft
2nd Floor Area	660 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1999
Roof Type	Gable
Lot Area	20,865 sqft (0.479 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	188 sqft
Utility Building	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R20800000000066
Street Address	320 RIDGECREST RD
City	GEORGETOWN
State	TX
Zip	78628-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKCREST ESTATES RIVERSIDE UNIT, BLOCK 3, LOT 6, ACRES .479
Legal Subdivision	OAKCREST ESTATES RIVERSIDE UNIT
Legal Block	3
Legal Lot Number	6
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1009
Census Tract	20121

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 RIDGECREST RD, GEORGETOWN, TX 78628-3017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	202642706
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WILLIAMSON TX
Recording Date	May 26, 2026
Property Address	320 RIDGECREST RD, GEORGETOWN, TX 78628-3017
Document Number	0000042706
Instrument Date	May 21, 2026
Instrument	202642706
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RIDGECREST RD, GEORGETOWN, TX 78628-3017

Mortgage

Document Number	0000042707,
Date	May 26, 2026
Instrument	202642707

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,649.00 (-24.27%) Homeowner's exemption Senior Citizen's exemption	$447,568 (-0.09%)	$496,608 (+10.86%) Land $100,000 Building $396,608
2024	$3,498.00 (+4.79%)
2023	$3,338.00 (-33.12%) Homeowner's exemption Senior Citizen's exemption	$447,954 Land $93,000 Building $354,954	$447,954 Land $93,000 Building $354,954
2022	$4,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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