St. Clair County property record for 320 Ridge Dr, Smithton, IL 62285
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,908 sqft · built 1992 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,500 (Aug 2013) |
| Deeds & Mortgages | Nov 2020 Construction Loan |
| APN | 13-28-0-303-002 |
| Primary APN | 13-28-0-303-002 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| Basement Area | 1,908 sqft |
| Unfinished Basement | 1,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Mixed |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 576 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | Central |
|---|
| Street Address | 320 RIDGE DR |
|---|---|
| City | SMITHTON |
| State | IL |
| Zip | 62285-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET TERRACE SMITHTON LOT/SEC-22 A02383220 |
| Legal Subdivision | SUNSET TERRACE |
| Legal Block | 303 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | SMITHTON |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 503906 |
320 Ridge Dr is owned and occupied by two individuals who bought it in August 2013.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 RIDGE DR, SMITHTON, IL 62285-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2013 · Amount on File |
| Deed Sale | Aug 26, 2013 · Amount on File |
| Prior Sale | Sep 12, 2011 · Amount on File |
| Deed Document Number | 20132383220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Nov 25, 2020 |
| Property Address | 320 RIDGE DR, SMITHTON, IL 62285-1418 |
| Document Number | 00A2677450 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2677450 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 6, 2021 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 RIDGE DR SMITHTON IL 622851418, SMITHTON, IL 62285-1418 |
| Document Number | 00A2677450 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2677450 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 24, 2035 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Smithton Township |
| Municipality | Smithton Village |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $105,660 Land $9,847 Building $95,813 | $316,980 Land $29,541 Building $287,439 |
| 2022 | $82,749 Land $8,489 Building $74,260 | $248,247 Land $25,467 Building $222,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 320 Ridge Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 320 Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTON serves 4,381 people · EPA ID IL1631300 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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