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320 Richey Rd, Commerce, GA 30530 Property Records

Jackson County property record for 320 Richey Rd, Commerce, GA 30530

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,286 sqft · built 1961
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Tax Bill$1,419 (2025)
Deeds & MortgagesNov 2022 Sale
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012 002

Property Details

APN / Parcel Number

Primary APN012 002
Alternative APN
  • 17241

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,286 sqft Heated Area
1st Floor Area1,166 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1984
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft

Exterior Amenities

PorchSlab
Porch Area142 sqft
Shed1 Shed
Shed Area1,350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number17241
Street Address320 RICHEY RD
CityCOMMERCE
StateGA
Zip30530-4833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code004
Legal Description10 AC PLAT BK 85 PG 105
Legal SubdivisionOLD HARBER PLACE
Legal Block85
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3038
Census Tract10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 RICHEY RD, COMMERCE, GA 30530-4833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2022Warranty Deed, Transfer
Nov 3, 2022Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2022
Deed SaleNov 8, 2022
Prior SaleNov 8, 2022 · Amount on Record
Deed Document Number20225143
Deed Book / Page104M / 634
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateNov 3, 2022
Property Address320 RICHEY RD, COMMERCE, GA 30530-4833
Document Number00104M0634
Book / Page104M / 634
Instrument DateNov 3, 2022
Instrument2022-005143
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RICHEY RD, COMMERCE, GA 30530-4833

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateNov 3, 2022
Property Address320 RICHEY RD, COMMERCE, GA 30530-4833
Document Number00104M0412
Book / Page104M / 412
Instrument DateNov 3, 2022
Instrument2022-005141
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RICHEY RD, COMMERCE, GA 30530-4833
InvestorPossibly a Property Investor

Mortgage

Document Number00104M0000000415
DateNov 8, 2022
Book Page000000104M/0000000415
Lender
NameEVERETT FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,072 (-) Land $71,280 Building $43,792$287,680 (-) Land $178,200 Building $109,480
2025$1,419.00 (-0.7%) Homeowner's exemption$115,072 (-) Land $71,280 Building $43,792$287,680 (-) Land $178,200 Building $109,480
2024$1,429.00 (+63.88%) Homeowner's exemption$115,072 (+4.62%) Land $71,280 Building $43,792$287,680 (+4.62%) Land $178,200 Building $109,480
2023$872.00 (-56.18%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$109,992 (+7.25%) Land $71,280 Building $38,712$274,980 (+7.25%) Land $178,200 Building $96,780
2022$1,990.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$102,552 Land $72,080 Building $30,472$256,380 Land $180,200 Building $76,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Windstream
DSL		100 / 20

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