Henderson County property record for 320 Rhett Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,451 sqft · built 2004 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Apr 2014) |
| Tax Bill | $1,663 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 9577451696 |
| Primary APN | 9577451696 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,451 sqft Heated Area |
| 1st Floor Area | 806 sqft |
| Upper Floors Area | 645 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 18,731 sqft (0.43 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 107 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1010222 |
|---|---|
| Street Address | 320 RHETT DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1010222~R- |
| Legal Description | BOAT HOUSE LO1 TR1 PL2008-7246 |
| Legal Subdivision | HIGHLAND LAKE |
| Legal Tract | 1 |
| Legal Block | 45 |
| Legal Lot Number | 1696 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 931402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 Rhett Dr is owned by two individuals who bought it in April 2014.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 519, CEDAR KEY, FL 32625-0519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2014 · Amount on File |
| Deed Sale | Apr 3, 2014 · Amount on File |
| Prior Sale | Jun 30, 2008 · Amount on File |
| Deed Document Number | 2014800810 |
| Deed Book / Page | 1570 / 144 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 320 Rhett Dr was $1,663.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,000 Land $150,900 Building $235,100 | ||
| 2025 | $1,663.00 | ||
| 2023 | $400,600 Land $165,400 Building $235,200 | $386,000 Land $150,900 Building $235,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Rhett Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2024–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Rhett Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
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