Frederick County property record for 320 Red Oak Rd, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1978 |
| Lot Size | 5.37 acres (233,917 sqft) |
| Owner | Individual Name on File |
| Last Sale | $472,000 (Jan 2024) |
| Tax Bill | $2,277 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A-26 |
| Primary APN | 18A-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 233,917 sqft (5.37 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8004030 |
|---|---|
| Street Address | 320 RED OAK RD |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 5.37 ACRES |
| Legal Subdivision | 2 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 50300 |
320 Red Oak Rd is owned and occupied by an individual who bought it in January 2024.
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 RED OAK RD, CROSS JUNCTION, VA 22625-2270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on File |
| Deed Sale | Jan 30, 2024 · Amount on File |
| Deed Document Number | 2024732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 30, 2024 |
| Property Address | 320 RED OAK RD, CROSS JUNCTION, VA 22625-2270 |
| Document Number | 0000000732 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 240000732 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER TITLE & ESCRW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RED OAK RD, CROSS JUNCTION, VA 22625-2270 |
| Document Number | 0000000733 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 240000733 |
| Name | CITY LENDING INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 320 Red Oak Rd was $2,277, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,277.00 (+10.43%) | $429,608 Land $112,000 Building $317,608 | $429,608 Land $112,000 Building $317,608 |
| 2025 | $2,062.00 | ||
| 2023 | $1,850.00 | $362,900 Land $94,300 Building $268,600 | $362,900 Land $94,300 Building $268,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Red Oak Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Red Oak Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
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