320 Red Bird Pl, Geneva, FL 32732 Property Records

Seminole County property record for 320 Red Bird Pl, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft · built 1970
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on File
Last Sale$369,000 (Feb 2023)
Tax Bill$3,545 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Feb 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-20-32-300-019E-0000

Property Details

APN / Parcel Number

Primary APN28-20-32-300-019E-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,652 sqft Living Area
1st Floor Area1,166 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions165 ft deep x 165 ft wide
Garage TypeCarport
CarportCarport
Carport Area392 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address320 RED BIRD PL
CityGENEVA
StateFL
Zip32732-9469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 28 TWP 20S RGE 32E BEG 365 FT E OF SE COR OF N 1/4 OF NW 1/4 OF SE 1/4 RUN S 165 FT E 165 FT N 165 FT W 165 FT TO BEG
Legal Range32E
Legal Township20S
Legal Section28
Legal SubdivisionACREAGE & UNREC
Legal Tract300
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1030
Census Tract21201

Owner

320 Red Bird Pl is owned and occupied by an individual who bought it in February 2023.

Source: Seminole County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address320 RED BIRD PL, GENEVA, FL 32732-9469
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Dec 8, 2020Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2023 · Amount on File
Deed SaleFeb 28, 2023 · Amount on File
Prior SaleDec 8, 2020 · Amount on File
Deed Document Number0103961703
Deed Book / Page10396 / 1703
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address320 RED BIRD PL, GENEVA, FL 32732-9469
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RED BIRD PL, GENEVA, FL 32732-9469

Mortgage

Document Number0105801251
DateFeb 15, 2024
Book Page10580/1251
Instrument2024013949
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueMar 1, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 28, 2023
Property Address320 RED BIRD PL, GENEVA, FL 32732-9469
Document Number0103961703
Book / Page10396 / 1703
Instrument DateFeb 28, 2023
Instrument2023018230
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,583.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1331 GOPHER SLOUGH RD, MIMS, FL 32754-6239

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RED BIRD PL, GENEVA, FL 32732-9469

Mortgage

Document Number0103961704
DateFeb 28, 2023
Instrument10396/1704
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address320 RED BIRD PL, GENEVA, FL 32732-9469
Transaction TypeMortgage
Record UpdatedJun 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RED BIRD PL, GENEVA, FL 32732-9469

Mortgage

Document Number0102431866
DateMay 23, 2022
Book Page10243/1866
Instrument2022060719
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateJun 1, 2027
Change Frequency5 Years
Min Rate At Change3.5%
Max Rate At Change6.25%
Index5-Year CMT
Margin2
Max Rate9.25%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateDec 8, 2020
Property Address320 RED BIRD PL, GENEVA, FL 32732-9469
Document Number0097820315
Book / Page9782 / 315
Instrument DateDec 3, 2020
Instrument2020141483
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 BUCK LAKE LN, 405, GENEVA, FL 32732-8947

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RED BIRD PL, GENEVA, FL 32732-9469

Mortgage

Document Number0009782317
DateDec 8, 2020
Instrument9782/317
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 Red Bird Pl was $3,545 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,545.00 Homeowner's exemption$300,523$300,615 Land $82,875 Building $217,740
2023$2,050.00 (+2.91%) Homeowner's exemption$171,045 (+3%)$231,171 (+12.64%) Land $70,000 Building $161,171
2022$1,992.00 Homeowner's exemption$166,063$205,235 Land $65,000 Building $140,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Red Bird Pl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Red Bird Pl is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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