Douglas County property record for 320 Ray's Ln, Tenmile, OR 97481
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,794 sqft · built 1978 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Jul 2026) |
| Tax Bill | $2,010 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-07W-29-00400 |
| Primary APN | 28-07W-29-00400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 1,965 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 139,392 sqft (3.2 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 171 sqft |
| Deck Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Lean-To | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10770.05 |
|---|---|
| Street Address | 320 RAYS LN |
| City | TENMILE |
| State | OR |
| Zip | 97481-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | TRACT M&B INST 337848: M&B V159 P412, ACRES 3.20 |
| Jurisdiction | DOUGLAS OR |
| Township / Civil Division | TENMILE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 170000 |
Source: Douglas County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 RAYS LN, TENMILE, OR 97481-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Feb 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2021 · Amount on Record |
| Deed Document Number | 20267690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Jul 7, 2026 |
| Property Address | 320 RAYS LN, TENMILE, OR 97481-9713 |
| Document Number | 0000007690 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20267690 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | WESTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RAYS LN, TENMILE, OR 97481-9713 |
| Document Number | 0000007691, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20267691 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Feb 5, 2021 |
| Property Address | 320 RAYS LN, TENMILE, OR 97481-9713 |
| Document Number | 0000003185 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021-003185 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | WESTERN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 RAYS LN, TENMILE, OR 97481-9713 |
| Document Number | 0000003186 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-003186 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Douglas County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Douglas County |
| Unified School District | Winston-Dillard School District 116 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,010.00 (+3.34%) | $192,857 (+3%) | $358,053 (+8.18%) Land $172,872 Building $185,181 |
| 2024 | $1,945.00 (+2.75%) | $187,240 (+3%) | $330,986 (+2.46%) Land $159,642 Building $171,344 |
| 2023 | $1,893.00 (+2.99%) | $181,787 (+6.09%) | $323,053 (+25%) Land $160,524 Building $162,529 |
| 2022 | $1,838.00 | $171,353 | $258,444 Land $129,654 Building $128,790 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 74% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFN Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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