320 Raymond Dr, Monroe, LA 71203 Property Records

Ouachita Parish property record for 320 Raymond Dr, Monroe, LA 71203

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,342 sqft · built 1994
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Apr 2025)
Tax Bill$2,742 (2025)
Deeds & MortgagesJun 2026 Reverse Mortgage
Jun 2026 Reverse Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN94021

Property Details

APN / Parcel Number

Primary APN94021
Alternative APN
  • 123495

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,342 sqft Living Area
FlooringCarpet

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeHip
Roof MaterialShingle
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address320 RAYMOND DR
CityMONROE
StateLA
Zip71203-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 SQ 3 EXT 1 CYPRESS LAKE ADDN
Legal Range04
Legal Township18
Legal Section03
Legal SubdivisionCYPRESS LAKE SUBDIVISION EXT 1 IN LOT 5
Legal Block10
Legal Lot Number10
JurisdictionOUACHITA LA
Township / Civil DivisionE
Census Block Group2
Census Block2003
Census Tract10204

Owner

Source: Ouachita Parish records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 RAYMOND DR, MONROE, LA 71203-2437
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Reverse Mortgage
COMMISSIONER OF SOCIAL SERVICES NY
Jun 3, 2026Deed of Trust, Mortgage · Reverse Mortgage
GUILD MORTGAGE COMPANY
Dec 19, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HOMELAND FSB
Apr 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HOMELAND FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Deed Document Number20251915291
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA LA
Recording DateJun 3, 2026
Property Address320 RAYMOND DR, MONROE, LA 71203-2437
Document Number0001940043
Instrument DateMay 29, 2026
Instrument20261940043
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE TITLE LLC, BALSAMO TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RAYMOND DR, MONROE, LA 71203-2437

Mortgage

Document Number0001940043,
DateJun 3, 2026
Instrument20261940043
Lender
NameCOMMISSIONER OF SOCIAL SERVICES NY
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term768 Months
DueJun 6, 2090
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA LA
Recording DateJun 3, 2026
Property Address320 RAYMOND DR, MONROE, LA 71203-2437
Document Number0001940042
Instrument DateMay 29, 2026
Instrument20261940042
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE TITLE LLC, BALSAMO TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RAYMOND DR, MONROE, LA 71203-2437

Mortgage

Document Number0001940042,
DateJun 3, 2026
Instrument20261940042
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term768 Months
DueJun 6, 2090
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA LA
Property Address320 RAYMOND DR, MONROE, LA 71203-2437
Transaction TypeMortgage
Record UpdatedFeb 8, 2023
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004215/568
DateDec 19, 2022
Book Page4215/568
Instrument1867162
Lender
NameHOMELAND FSB
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA LA
Property Address320 RAYMOND DR, MONROE, LA 71203-2437
Transaction TypeMortgage
Record UpdatedMay 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3762/445
DateApr 24, 2019
Book Page3762/445
Lender
NameHOMELAND FSB
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMay 1, 2029

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyOuachita Parish
Unified School DistrictOuachita Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,742.00 (-0.15%)$27,013 (-) Land $3,500 Building $23,513$270,126 (-) Land $35,000 Building $235,126
2024$2,746.00 (+22.59%)$27,013 (+14.82%) Land $3,500 Building $23,513$270,126 (+14.82%) Land $35,000 Building $235,126
2023$2,240.00 (+1.68%)$23,526 (-) Land $3,500 Building $20,026$235,256 (-) Land $35,000 Building $200,256
2022$2,203.00$23,526 Land $3,500 Building $20,026$235,256 Land $35,000 Building $200,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims26 (2016)
Most Recent ClaimMar 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAGNOLIA - TOWN & COUNTRY SERVICE
private · serves 5,715 people · EPA ID LA1073054
Water SourcePurchased surface water from CITY OF MONROE WATER SYSTEM
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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