Unicoi County property record for 320 Ray Kegley Rd, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,464 sqft · built 1937 |
| Lot Size | 7.09 acres (308,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $416,200 (Oct 2025) |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-030.00 |
| Primary APN | 038-030.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,464 sqft Living Area |
| Gross Area | 3,880 sqft |
| 1st Floor Area | 2,503 sqft |
| Upper Floors Area | 961 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 308,840 sqft (7.09 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 508 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 320 RAY KEGLEY RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY AREA: R03 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80100 |
320 Ray Kegley Rd is owned and occupied by an individual who bought it in October 2025.
Source: Unicoi County records, as of March 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 RAY KEGLEY RD, ERWIN, TN 37650-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Warranty Deed, Transfer PASSPORT TITLE SERVICES LLC |
| Aug 21, 2020 | Intrafamily Transfer, Transfer CLINCHFIELD FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on File |
| Deed Sale | Oct 6, 2025 · Amount on File |
| Prior Sale | Jan 24, 2005 · Amount on File |
| Deed Document Number | 20252200 |
| Deed Book / Page | 496 / 662 |
| Prior Transfer Date | Aug 14, 2020 |
| Prior Transfer Doc | 0000436375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Oct 6, 2025 |
| Property Address | 320 RAY KEGLEY RD, ERWIN, TN 37650-4530 |
| Document Number | 0000496662 |
| Book / Page | 496 / 662 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 25002200 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,539.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RAY KEGLEY RD, ERWIN, TN 37650-4530 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Aug 21, 2020 |
| Property Address | 320 RAY KEGLEY RD, ERWIN, TN 37650-4530 |
| Document Number | 0000436375 |
| Book / Page | 436 / 375 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 20001510 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RAY KEGLEY RD, ERWIN, TN 37650-4530 |
| Document Number | 0020001511 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 20001511 |
| Name | CLINCHFIELD FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 37 Months |
| Due | Sep 1, 2023 |
The 2025 property tax bill for 320 Ray Kegley Rd was $1,722.
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 | $65,975 (-) Land $15,100 Building $50,875 | $263,900 Land $60,400 Building $203,500 |
| 2024 | $1,722.00 | $65,975 (-) Land $15,100 Building $50,875 | |
| 2023 | $65,975 (-) Land $15,100 Building $50,875 | ||
| 2022 | $1,551.00 | $65,975 Land $15,100 Building $50,875 | $263,900 Land $60,400 Building $203,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Ray Kegley Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Ray Kegley Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Erwin Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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