320 Ranch Land Cir, Saint Johns, FL 32259 Property Records

St. Johns County property record for 320 Ranch Land Cir, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,098 sqft · built 2023
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$704,450 (Feb 2023)
Tax Bill	$8,030 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000690-1740`

Property Details

APN / Parcel Number

Primary APN	`000690-1740`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,098 sqft Living Area
Gross Area	3,757 sqft
1st Floor Area	2,107 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	152 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 RANCH LAND CIR
City	SAINT JOHNS
State	FL
Zip	32259-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109/46-50 BARTRAM RANCH PHASE 3 LOT 174 OR5705/931
Legal Range	26
Legal Township	05
Legal Section	44
Legal Subdivision	BARTRAM RANCH PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	174
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1005
Census Tract	20807

Owner

320 Ranch Land Cir is owned and occupied by two individuals who bought it in February 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 RANCH LAND CIR, SAINT JOHNS, FL 32259-8522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on File
Deed Sale	Feb 6, 2023 · Amount on File
Deed Document Number	20239475
Deed Book / Page	5705 / 931
Record Updated	Jun 8, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 6, 2023
Property Address	320 RANCH LAND CIR, SAINT JOHNS, FL 32259-8522
Document Number	0057050931
Book / Page	5705 / 931
Map Reference	MB 109 PG 46-50
Instrument Date	Jan 27, 2023
Instrument	2023009475
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,931.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RANCH LAND CIR, SAINT JOHNS, FL 32259-8522

Mortgage

Document Number	0005705933
Date	Feb 6, 2023
Instrument	5705/933

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 320 Ranch Land Cir was $8,030 with a homeowner's exemption, up 7.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,942 (-7.75%) Land $195,000 Building $367,942	$562,942 (-7.75%) Land $195,000 Building $367,942
2025	$8,030.00 (+7.18%) Homeowner's exemption	$610,211 (-1.04%)	$610,211 (-1.04%) Land $170,000 Building $440,211
2024	$7,492.00 (+298.3%) Homeowner's exemption	$616,635 (+356.77%)	$616,635 (+356.77%) Land $165,000 Building $451,635
2023	$1,881.00 (+31.26%)	$135,000 (+20.54%)	$135,000 (+20.54%) Land $135,000
2022	$1,433.00	$112,000	$112,000 Land $112,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Ranch Land Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Ranch Land Cir is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20