Fayette County property record for 320 Ram Cat Rd, Confluence, PA 15424
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (May 2026) |
| Tax Bill | $339 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-0043 |
| Primary APN | 16-05-0043 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Terrain | Above Road/Slope |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 320 RAM CAT RD |
|---|---|
| City | CONFLUENCE |
| State | PA |
| Zip | 15424-1922 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 1 AC |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | HENRY CLAY |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 262702 |
Source: Fayette County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 RAM CAT RD, CONFLUENCE, PA 15424-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Wife and Wife |
| Date | Document |
|---|---|
| May 19, 2026 | Deed, Transfer · Conventional Mortgage FIRST OH COMMUNITY FEDERAL CREDIT UNION |
| May 19, 2026 | Deed, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Oct 30, 1998 |
| Deed Document Number | 20264308 |
| Deed Book / Page | 3641 / 1778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE PA |
| Recording Date | May 19, 2026 |
| Property Address | 320 RAM CAT RD, CONFLUENCE, PA 15424-1922 |
| Document Number | 0000004308 |
| Book / Page | 3641 / 1778 |
| Instrument Date | May 19, 2026 |
| Instrument | 20264308 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004309, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20264309 |
| Name | FIRST OH COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE PA |
| Recording Date | May 19, 2026 |
| Property Address | 320 RAM CAT RD, CONFLUENCE, PA 15424-1922 |
| Document Number | 03641/1778 |
| Book / Page | 3641 / 1778 |
| Instrument Date | May 19, 2026 |
| Instrument | 20264308 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004309, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20264309 |
| Name | FIRST FEDERAL COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Fayette County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| County Subdivision | Henry Clay Township |
| Unified School District | Uniontown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339.00 (+107.98%) | $6,000 (-) Land $6,000 | |
| 2025 | $163.00 (+11.64%) | ||
| 2024 | $146.00 (-5%) | $6,000 (-) Land $6,000 | |
| 2023 | $6,000 Land $6,000 | ||
| 2022 | $292.00 | ||
| 2003 | $12,000 Land $12,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 79% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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