320 Railway Ave, Holgate, OH 43527 Property Records

Henry County property record for 320 Railway Ave, Holgate, OH 43527

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,471 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$11,000 (Jan 2015)
Tax Bill	$993 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2022 Mortgage
APN	`14-009422.1960`

Property Details

APN / Parcel Number

Primary APN	`14-009422.1960`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,471 sqft Living Area
1st Floor Area	1,151 sqft
2nd Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	320 RAILWAY AVE
City	HOLGATE
State	OH
Zip	43527-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE OF HOLGATE
Legal Lot Number	134
Jurisdiction	HENRY OH
Township / Civil Division	PLEASANT
Census Block Group	1
Census Block	1048
Census Tract	700

Owner

Source: Henry County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 703, HOLGATE, OH 43527-0703
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2015 · Amount on Record
Deed Sale	Jan 28, 2015 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	2015102374
Deed Book / Page	289 / 2344
Last Transfer Date	Nov 17, 2015
Transfer Doc	00295/2233
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	320 RAILWAY AVE, HOLGATE, OH 43527-7729
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RAILWAY AVE, HOLGATE, OH 43527-7729

Mortgage

Document Number	00332/2478
Date	Sep 14, 2023
Book Page	332/2478
Instrument	202300002531

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	320 RAILWAY AVE, HOLGATE, OH 43527-7729
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00328/1808
Date	May 31, 2022
Book Page	328/1808
Instrument	202200002078

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Pleasant Township
Municipality	Holgate Village
Unified School District	Holgate Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00 (-0.5%)	$25,400 (-) Land $3,230 Building $22,170
2024	$998.00 (-3.95%)	$25,400 (-) Land $3,230 Building $22,170
2023	$1,039.00 (+4.32%)	$25,400 (-36.44%) Land $3,230 Building $22,170	$72,580 (-36.41%) Land $9,240 Building $63,340
2022	$996.00	$39,960 Land $5,920 Building $34,040
2020			$114,140 Land $16,900 Building $97,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	25 (1981–2015)
Claims Outside the SFHA	24 of 25
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLGATE VILLAGE serves 1,150 people · EPA ID OH3500512
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, RTEC Communications, Watch TV.

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