320 Prospect St, Ovid, MI 48866 Property Records

Shiawassee County property record for 320 Prospect St, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,402 sqft · built 1900
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,758 (2025)
Flood Zone	Zone X (minimal risk)
APN	`005-50-003-002`

Property Details

APN / Parcel Number

Primary APN	`005-50-003-002`
Alternative APN	`0055000300200`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,402 sqft Heated Area
1st Floor Area	1,066 sqft
Basement Area	764 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 PROSPECT ST
City	OVID
State	MI
Zip	48866-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	MABBITT'S ADD TO OVID LOT 4 & W 23 12 FT OF LOT 5 BLK 3
Legal Range	02E
Legal Township	07N
Legal Section	19
Legal Subdivision	MABBITTS ADD
Legal Block	3
Legal Lot Number	4-5
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3013
Census Tract	30200

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 PROSPECT ST, OVID, MI 48866-9581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 13, 2009
Transfer Doc	0011350002
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,900 (+3.73%)	$127,800 (+3.73%)
2025	$1,758.00 (+3.29%) Homeowner's exemption	$61,600 (+18.92%)	$123,200 (+18.92%)
2024	$1,702.00 (+9.95%)
2023	$1,548.00 Homeowner's exemption	$51,800	$103,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVID serves 1,612 people · EPA ID MI0005100
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20