Delaware County property record for 320 Prospect Rd, Springfield, PA 19064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,468 sqft · built 1955 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Jun 2026) |
| Tax Bill | $9,535 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-16-218:000 |
| Primary APN | 42-16-218:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,468 sqft Living Area |
| 1st Floor Area | 2,468 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4216218000 |
|---|---|
| Street Address | 320 PROSPECT RD |
| City | SPRINGFIELD |
| State | PA |
| Zip | 19064-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2STY HSE GAR ADD 50 X 180 |
| Legal Block | 21 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 407803 |
Source: Delaware County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 PROSPECT RD, SPRINGFIELD, PA 19064-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 13, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Jul 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2012 |
| Deed Document Number | 202623305 |
| Deed Book / Page | 7140 / 243 |
| Prior Transfer Date | Jun 7, 2012 |
| Prior Transfer Doc | 0051351350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jun 18, 2026 |
| Property Address | 320 PROSPECT RD, SPRINGFIELD, PA 19064-3006 |
| Document Number | 0000023305 |
| Book / Page | 7140 / 243 |
| Instrument Date | May 26, 2026 |
| Instrument | 202623305 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | COUNTYWIDE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 PROSPECT RD, SPRINGFIELD, PA 19064-3006 |
| Document Number | 0000023306, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202623306 |
| Name | FIRST ALLIANCE HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 320 PROSPECT RD, SPRINGFIELD, PA 19064-3006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0066743988 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 6674/3988 |
| Instrument | 2021028057 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 320 PROSPECT RD, SPRINGFIELD, PA 19064-3006 |
| Document Number | 0061240457 |
| Instrument Date | Jan 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 PROSPECT RD SPRINGFIELD PA 190643006, SPRINGFIELD, PA 19064-3006 |
| Document Number | 0061240457 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 006124/000457 |
| Instrument | 5557 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 320 PROSPECT RD, SPRINGFIELD, PA 19064-3006 |
| Document Number | 0060311626 |
| Book / Page | 006031 / 001626 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 PROSPECT RD SPRINGFIELD PA 190643006, SPRINGFIELD, PA 19064-3006 |
| Document Number | 0060311626 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 006031/001626 |
| Instrument | 37728 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 320 PROSPECT RD, SPRINGFIELD, PA 19064-3006 |
| Document Number | 0059941464 |
| Book / Page | 005994 / 001464 |
| Instrument Date | Apr 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 PROSPECT RD SPRINGFIELD PA 190643006, SPRINGFIELD, PA 19064-3006 |
| Document Number | 0059941464 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 005994/001464 |
| Instrument | 23818 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2047 |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,535.00 (+6.63%) Homeowner's exemption | $318,170 (-) Land $97,210 Building $220,960 | $318,170 (-) Land $97,210 Building $220,960 |
| 2025 | $318,170 (-) Land $97,210 Building $220,960 | $318,170 (-) Land $97,210 Building $220,960 | |
| 2024 | $8,942.00 (+2.98%) | $318,170 Land $97,210 Building $220,960 | |
| 2023 | $8,683.00 Homeowner's exemption | ||
| 2021 | $318,170 (-) | ||
| 2020 | $318,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Mar 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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