Bergen County and Oradell Borough property record for 320 Prospect Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 3,278 sqft · built 1931 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Dec 2007) |
| Tax Bill | $18,282 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00408-0000-00025 |
| Primary APN | 44-00408-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,278 sqft Living Area |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 200800 |
|---|---|
| Street Address | 320 PROSPECT AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 100X150 |
| Legal Subdivision | ORADELL CO |
| Legal Block | 408 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 PROSPECT AVE, ORADELL, NJ 07649-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Line of Credit NVE BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2007 · Amount on Record |
| Deed Sale | Dec 31, 2007 · Amount on Record |
| Deed Document Number | 2007139285 |
| Deed Book / Page | 9472 / 275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 320 PROSPECT AVE, ORADELL, NJ 07649-2032 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 320 PROSPECT AVE, ORADELL, NJ 07649-2032 |
| Document Number | 0039820346 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 3982/346 |
| Instrument | 2021026887 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 320 PROSPECT AVE, ORADELL, NJ 07649-2032 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039820336 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 3982/336 |
| Instrument | 2021026886 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2036 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841,300 (+5.61%) Land $440,600 Building $400,700 | $841,300 (+5.61%) Land $440,600 Building $400,700 | |
| 2025 | $18,282.00 (+3.67%) | $796,600 (+23.12%) Land $409,700 Building $386,900 | $796,600 (+23.12%) Land $409,700 Building $386,900 |
| 2024 | $17,635.00 (+6.49%) | ||
| 2023 | $647,000 Land $303,300 Building $343,700 | $647,000 Land $303,300 Building $343,700 | |
| 2022 | $16,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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