Hennepin County property record for 320 Prospect Ave, Minneapolis, MN 55419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,678 sqft · built 1922 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $765,000 (Jul 2024) |
| Tax Bill | $12,641 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-028-24-32-0040 |
| Primary APN | 15-028-24-32-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 4,101 sqft |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 1,423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 190 ft deep x 63 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 320 PROSPECT AVE |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55419-1262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 010 BLOCK 004 A THORPE BROS RGT OF BLKS WASHBURN PARK LOT 10 AND THAT PART OF LOT 9 LYING W OF E 16 7/10 FT THEREOF INCL ADJ 1/2 OF ALLEY VAC 63.00 X 190.00 |
| Legal Range | 24 |
| Legal Township | 028 |
| Legal Section | 15 |
| Legal Quarter | 32 |
| Legal Subdivision | THORPE BROS RGT OF BLKS WASHBURN PARK |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNEAPOLIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 111500 |
320 Prospect Ave is owned and occupied by an individual who bought it in July 2024.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 3, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on File |
| Deed Sale | Jul 26, 2024 · Amount on File |
| Prior Sale | Jul 23, 2024 · Amount on File |
| Deed Document Number | 20246086915 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Document Number | 00T6186364 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | T6186364 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 23, 2024 |
| Property Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Document Number | 00T6086271 |
| Instrument Date | Jul 22, 2024 |
| Instrument | T6086271 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,524.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Document Number | 00T6086272 |
|---|---|
| Date | Jul 23, 2024 |
| Instrument | T6086272 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 29, 2024 |
| Property Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Document Number | 00T6086915 |
| Instrument Date | Jul 19, 2024 |
| Instrument | T6086915 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,524.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Document Number | 00T6086916 |
|---|---|
| Date | Jul 29, 2024 |
| Instrument | T6086916 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Feb 3, 2023 |
| Property Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Document Number | 00T5997915 |
| Instrument Date | Jan 25, 2023 |
| Instrument | T5997915 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Aug 15, 2019 |
| Property Address | 320 PROSPECT AVE, MINNEAPOLIS, MN 55419-1262 |
| Document Number | 0005636653 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 5636653 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | MIDLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,379.66 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 PROSPECT AVE MINNEAPOLIS MN 554191262, MINNEAPOLIS, MN 55419-1262 |
| Document Number | 5636654 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 5636654 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2049 |
The 2025 property tax bill for 320 Prospect Ave was $12,641, down 6.9% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minneapolis City |
| Unified School District | Minneapolis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,641.00 (-6.91%) | $760,600 (-5.63%) Land $398,000 Building $362,600 | $760,600 (-5.63%) Land $398,000 Building $362,600 |
| 2024 | $13,579.00 (+24.2%) | $806,000 Land $398,000 Building $408,000 | $806,000 Land $398,000 Building $408,000 |
| 2023 | $10,933.00 Homeowner's exemption | ||
| 2022 | $731,000 Land $379,000 Building $352,000 | $731,000 Land $379,000 Building $352,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minneapolis serves 425,300 people · EPA ID MN1270024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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