320 Prospect Ave, Lima, OH 45804 Property Records

Allen County property record for 320 Prospect Ave, Lima, OH 45804 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	1,738 sqft Living Area
Lot Size	6,752 sqft (0.155 acres)
Occupancy	Owner Occupied
Last Sale	$6,000 (2012)
Tax Bill	$417.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`37-3109-04-023.000`
Alternative APN	`M3837310904023000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,738 sqft Living Area
Gross Area	2,688 sqft Gross Area
1st Floor	1,080 sqft 1st Floor
Upper Floors	658 sqft Upper Floors
Basement Area	824 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	6,752 sqft (0.155 acres)
Depth X Width	150 ft x 45 ft Depth x Width
Porch Area	360 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Storm Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	320 PROSPECT AVE
City	LIMA
State	OH
Zip	45804-1452
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	T K JACOBS JR 7TH ADDITION LOT 4956 N SIDE FF 45.00
Legal Subdivision	T K JACOBS JR 7TH ADDITION
Legal Lot Number	4956
Jurisdiction	ALLEN OH
Minor Civil Division	LIMA
Census Blockgroup	1
Census Block	1008
Census Tract	12700

Owner

Source: Allen County records · APN 37-3109-04-023.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 PROSPECT AVE, LIMA, OH 45804-1452
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2012 · Amount on Record
Deed Sale	Oct 12, 2012 · Amount on Record
Prior Sale	Nov 01, 1977 · Amount on Record
Deed Doc Number	201213777
Deed Book / Page	2012 / 13777
Prior Transfer Date	Dec 13, 2011
Prior Transfer Doc	12210014926
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	320 PROSPECT AVE, LIMA, OH 45804-1452
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7200009839
Date	Jul 20, 2021
Book Page	2021/9839
Instrument	202107200009839

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jul 12, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$417.00 (+0.48%)	$10,080 (-) Land $1,120 Building $8,960	$28,800 (-) Land $3,200 Building $25,600
2024	$415.00 (-6.74%) Homeowner's exemption	$10,080 (+5.11%) Land $1,120 Building $8,960	$28,800 (+5.11%) Land $3,200 Building $25,600
2023	$445.00 (-0.22%) Homeowner's exemption	$9,590 (-) Land $1,050 Building $8,540
2022	$446.00 Homeowner's exemption	$9,590 Land $1,050 Building $8,540
2021			$27,400 Land $3,000 Building $24,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.