Erie County and Buffalo City property record for 320 Prospect Ave, Buffalo, NY 14201
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,056 sqft · built 1900 |
| Lot Size | 0.171 acres (7,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (Nov 2011) |
| Tax Bill | $789 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 110.27-6-4 |
| Primary APN | 140200 110.27-6-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,056 sqft Total Area |
| 1st Floor Area | 1,528 sqft |
| 2nd Floor Area | 1,528 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,448 sqft (0.171 acres) |
| Lot Dimensions | 98 ft deep x 75.5 ft wide |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 248 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01211600 |
|---|---|
| Street Address | 320 PROSPECT AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14201-1991 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | N-2R |
| Legal Description | SOUTH COR HUDSON |
| Legal Block | 6 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 7104 |
320 Prospect Ave, a triplex, is owned and occupied by an individual who bought it in November 2011.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 PROSPECT AVE, BUFFALO, NY 14201-1991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit BUFFALO METROPOLITAN FCU |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit BUFFALO METROPOLITAN FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2011 · Amount on File |
| Deed Sale | Nov 17, 2011 · Amount on File |
| Deed Document Number | 2011230836 |
| Deed Book / Page | 11212 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 320 PROSPECT AVE, BUFFALO, NY 14201-1991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 320 PROSPECT AVE, BUFFALO, NY 14201-1991 |
| Document Number | 0140774748 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 14077/4748 |
| Instrument | 2022232779 |
| Name | BUFFALO METROPOLITAN FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 320 PROSPECT AVE, BUFFALO, NY 14201-1991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 320 PROSPECT AVE, BUFFALO, NY 14201-1991 |
| Document Number | 0140774748 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 14077/4748 |
| Instrument | 2022232778 |
| Name | BUFFALO METROPOLITAN FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 320 Prospect Ave was $789 with a homeowner's exemption, down 71.9% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789.00 (-71.94%) Homeowner's exemption | ||
| 2025 | $2,812.00 (-22.7%) | $239,000 (+6.7%) Land $36,000 Building $203,000 | $239,000 (-34.38%) Land $36,000 Building $203,000 |
| 2024 | $3,638.00 (+212.54%) Homeowner's exemption | $224,000 (-) Land $23,000 Building $201,000 | $364,228 (+13.82%) Land $37,398 Building $326,830 |
| 2023 | $1,164.00 Homeowner's exemption | $224,000 Land $23,000 Building $201,000 | $320,000 Land $32,857 Building $287,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 320 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,014 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks.
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