Kane County property record for 320 Prairie St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,346 sqft · built 1927 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Apr 2000) |
| Tax Bill | $7,400 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-311-014 |
| Primary APN | 06-13-311-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 5 Stories |
| Building Area | 2,346 sqft Living Area |
| Gross Area | 3,963 sqft |
| Basement Area | 1,617 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Brick |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 320 PRAIRIE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOTE & RUNGES SUBDN LOT 10 |
| Legal Subdivision | MOTE&RUNGES SUB |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 854600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 Prairie St is owned and occupied by two individuals who acquired it in March 2006.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 PRAIRIE ST, ELGIN, IL 60120-6536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2000 · Amount on File |
| Deed Sale | Apr 18, 2000 · Amount on File |
| Deed Document Number | 200028139 |
| Last Transfer Date | Mar 16, 2006 |
| Transfer Doc | 0000033071 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 320 Prairie St was $7,400 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,400.00 Homeowner's exemption | $105,008 (+8.57%) Land $15,152 Building $89,856 | $315,150 (+8.57%) Land $45,474 Building $269,676 |
| 2024 | $96,719 Land $13,956 Building $82,763 | $290,273 Land $41,885 Building $248,388 | |
| 2022 | $6,388.00 (+4.55%) Homeowner's exemption | $79,673 (+6.96%) Land $11,496 Building $68,177 | $239,019 (+6.96%) Land $34,488 Building $204,531 |
| 2021 | $6,110.00 Homeowner's exemption | $74,489 Land $10,748 Building $63,741 | $223,467 Land $32,244 Building $191,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Prairie St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Prairie St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures