320 Power St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 320 Power St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,136 sqft · built 1905
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,788 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R051547`

Property Details

APN / Parcel Number

Primary APN	`R051547`
Alternative APNs	`05-1887-25-4-59-01-0000` `0000000885`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	1,068 sqft
2nd Floor Area	1,068 sqft
Basement Area	1,068 sqft
Finished Basement	1,068 sqft
Unfinished Basement	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000000885
Street Address	320 POWER ST
City	HELENA
State	MT
Zip	59601-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	STOREY, S25, T10 N, R04 W, BLOCK 12, LOT 1-A, COS #3282862
Legal Range	04W
Legal Township	10N
Legal Section	25
Legal Subdivision	STOREY
Legal Block	12
Legal Lot Number	1-A
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2013
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helena Historic District listed 1972 · 75 contributing resources · NRIS 72000737

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 Power St is owned and occupied by two individuals who acquired it in July 2025.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 POWER ST, HELENA, MT 59601-2735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Closed-End Mortgage OPPORTUNITY BANK OF MT
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Jun 18, 2018	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025
Deed Sale	Jul 24, 2025
Prior Sale	Jun 26, 2024 · Amount on File
Deed Document Number	20253437630
Deed Book / Page	64 / 4150
Prior Transfer Date	Dec 4, 2015
Prior Transfer Doc	0003282864
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	320 POWER ST, HELENA, MT 59601-2735
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	NOT AVAILABLE, FLYING S TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M62/8675
Date	Jan 16, 2024
Book Page	M62/8675
Instrument	3419874

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 5, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	FHLBNY's 5-Year Index

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	320 POWER ST, HELENA, MT 59601-2735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/1504
Date	Jun 1, 2020
Book Page	M57/1504
Instrument	3355658

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 18, 2018
Property Address	320 POWER ST, HELENA, MT 59601-2735
Document Number	M54/3170
Book / Page	M54 / 3170
Map Reference	DOC3282862
Instrument Date	Jun 18, 2018
Instrument	3322935
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 POWER ST, HELENA, MT 59601-2735

Mortgage

Document Number	3322938
Date	Jun 18, 2018
Instrument	3322938

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 320 Power St was $4,788.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,788.00	$741,400
2025			$741,400 Land $158,012 Building $583,388
2023	$5,961.00	$546,900	$546,900 Land $100,632 Building $446,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Power St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Power St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Internet Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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