320 Portrait Way, Indian Trail, NC 28079 Property Records

Union County property record for 320 Portrait Way, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,640 sqft · built 2024
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Trust Names on File
Last Sale	$619,000 (Jan 2025)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-042-531`

Property Details

APN / Parcel Number

Primary APN	`07-042-531`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,640 sqft Living Area
1st Floor Area	1,870 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Lot Area	9,235 sqft (0.212 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 PORTRAIT WAY
City	INDIAN TRAIL
State	NC
Zip	28079-0527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#72 NORTHGATE PH1 MAP3 OPCQ203-207
Legal Subdivision	NORTHGATE PHASE 1 MAP 3
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2038
Census Tract	20305

Owner

320 Portrait Way is held in a trust since January 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 670, INDIAN TRAIL, NC 28079-0670
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2025 · Amount on File
Deed Sale	Jan 29, 2025 · Amount on File
Deed Document Number	20252106
Deed Book / Page	9052 / 396
Record Updated	Oct 29, 2026

January 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 29, 2025
Property Address	320 PORTRAIT WAY, INDIAN TRAIL, NC 28079-0527
Document Number	0009052396
Book / Page	9052 / 396
Map Reference	CAB Q FILE 203-207
Instrument Date	Jan 6, 2025
Instrument	2106
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11405 N COMMUNITY HOUSE RD STE 150, 150, CHARLOTTE, NC 28277-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 670, INDIAN TRAIL, NC 28079-0670

Mortgage

Document Number	0000002107
Date	Jan 29, 2025
Instrument	2107

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 320 Portrait Way was $3,480.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,000 (+17.26%) Land $89,600 Building $541,400	$631,000 (+17.26%) Land $89,600 Building $541,400
2025	$3,480.00	$538,100 Land $89,600 Building $448,500	$538,100 Land $89,600 Building $448,500
2023	$14.00 Additional exemption filed	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Portrait Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Portrait Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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