320 Polish Rd, Great Falls, MT 59404 Property Records

Cascade County property record for 320 Polish Rd, Great Falls, MT 59404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,696 sqft · built 2018
Lot Size5.06 acres (220,762 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (May 2021)
Tax Bill$2,019 (2026)
Deeds & MortgagesApr 2026 Line of Credit
May 2021 Mortgage
+ 3 more
Flood ZoneZone D (undetermined)
APNR696536

Property Details

APN / Parcel Number

Primary APNR696536
Alternative APNs
  • 02-3014-26-1-02-10-0000
  • 0002350506

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,696 sqft Living Area
1st Floor Area1,696 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area220,762 sqft (5.06 acres)
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area168 sqft
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number0002350506
Street Address320 POLISH RD
CityGREAT FALLS
StateMT
Zip59404-6358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH PLAINS SUBDIVISION, S26, T20 N, R02 E, LOT 003
Legal Range02E
Legal Township20N
Legal Section26
Legal SubdivisionHIGH PLAINS
Legal Lot Number3
JurisdictionCASCADE MT
Township / Civil DivisionGREAT FALLS
Census Block Group1
Census Block1055
Census Tract10700

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 POLISH RD, GREAT FALLS, MT 59404-6358
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Line of Credit
RUSSELL COUNTY FEDERAL CREDIT UNION
May 26, 2021Intrafamily Transfer, Transfer · FHA Mortgage
AMERICAN BANK CENTER
Jun 7, 2019Warranty Deed, Transfer · FHA Mortgage
STOCKMAN BK/MT
Oct 17, 2018Trustee's Deed, Construction Loan · Line of Credit
STOCKMAN BK/MT
May 16, 2018Deed of Trust, Mortgage · Line of Credit
STOCKMAN BK/MT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleJun 7, 2019 · Amount on Record
Deed Document Number2021410956
Prior Transfer DateMay 21, 2021
Prior Transfer Doc00R0410956
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASCADE MT
Recording DateApr 27, 2026
Property Address320 POLISH RD, GREAT FALLS, MT 59404-6358
Document Number0000482317
Instrument DateApr 20, 2026
Instrument2026482317
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address320 POLISH RD, GREAT FALLS, MT 59404-6358

Mortgage

Document Number0000482317,
DateApr 27, 2026
Instrument2026482317
Lender
NameRUSSELL COUNTY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCASCADE MT
Recording DateMay 26, 2021
Property Address320 POLISH RD, GREAT FALLS, MT 59404-6358
Document Number00R0410956
Map ReferencePL P-2011-0000003
Instrument DateMay 21, 2021
InstrumentR0410956
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address320 POLISH RD, GREAT FALLS, MT 59404-6358

Mortgage

Document Number00R0410957
DateMay 26, 2021
InstrumentR0410957
Lender
NameAMERICAN BANK CENTER
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASCADE MT
Recording DateJun 7, 2019
Property Address320 POLISH RD, GREAT FALLS, MT 59404-6358
Document Number0000371485
Instrument DateJun 7, 2019
Instrument371485
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 POLISH RD GREAT FALLS MT 594046358, GREAT FALLS, MT 59404-6358

Mortgage

Document Number371486
DateJun 7, 2019
Instrument371486
Lender
NameSTOCKMAN BK/MT
TypeBank
AddressMILES CITY, MT 59301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 6, 2049

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCASCADE MT
Recording DateOct 17, 2018
Property Address320 POLISH RD, GREAT FALLS, MT 59404-6358
Instrument DateOct 11, 2018
Instrument362369
Transaction TypeConstruction Loan
Record UpdatedOct 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 MARSHALL LN CASCADE MT 594218236, CASCADE, MT 59421-8236

Mortgage

Document Number0000362369
DateOct 17, 2018
Instrument362369
Lender
NameSTOCKMAN BK/MT
TypeBank
AddressGREAT FALLS, MT 59404-4109
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 16, 2019
Interest
Rate TypeAdjustable Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASCADE MT
Property Address320 POLISH RD, GREAT FALLS, MT 59404-6358
Document Number0000355597
Instrument DateMay 16, 2018
Transaction TypeMortgage
Record UpdatedJun 8, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 MARSHALL LN CASCADE MT 594218236, CASCADE, MT 59421-8236

Mortgage

Document Number0000355597
DateMay 24, 2018
Instrument355597
Lender
NameSTOCKMAN BK/MT
TypeBank
AddressGREAT FALLS, MT 59404-4109
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 23, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMontana
CountyCascade County
Elementary School DistrictGreat Falls Elementary School District (PK - 08)
Secondary School DistrictGreat Falls High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,019.00 (-17.93%)$457,200 (-)
2025$2,460.00 (-19.79%)$457,200 (+18.91%)$457,200 (+18.91%) Land $65,547 Building $391,653
2023$3,067.00$384,500$384,500 Land $51,236 Building $333,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2005–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Konceptio Data Services
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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