320 Pitt St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 320 Pitt St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 2020
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Aug 2018)
Tax Bill	$7,146 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2023 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`532-05-00-051`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	920 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	180 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	1,404 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	320 PITT ST
City	MOUNT PLEASANT
State	SC
Zip	29464-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LT 4 BLK 32
Legal Subdivision	J B WESTON
Legal Block	32
Legal Lot Number	4
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1015
Census Tract	4701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Pleasant Historic District listed 1973 · 9 contributing resources · NRIS 73001701

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charleston County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 CARR ST, MOUNT PLEASANT, SC 29464-4708
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 22, 2023	Deed of Distribution, Transfer
Sep 15, 2021	Intrafamily Transfer, Transfer
May 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage TD BK NA
Feb 8, 2019	Quit Claim Deed, Construction Loan · Construction Mortgage TD BK NA
Aug 8, 2018	Grant Deed, Transfer SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Deed Book / Page	738 / 855
Last Transfer Date	Sep 3, 2021
Transfer Doc	0010320681
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	320 PITT ST, MOUNT PLEASANT, SC 29464-4733
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PITT ST, MOUNT PLEASANT, SC 29464-4733

Mortgage

Document Number	0010230604
Date	Aug 17, 2021
Book Page	1023/604

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	294 Months
Due	Feb 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHARLESTON SC
Recording Date	May 22, 2023
Property Address	320 PITT ST, MOUNT PLEASANT, SC 29464-4733
Document Number	0011810439
Book / Page	1181 / 439
Map Reference	MB 0041 PG 626
Instrument Date	May 5, 2023
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 BASIL CT, SPARTANBURG, SC 29301-3778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 BASIL CT, SPARTANBURG, SC 29301-3778

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Sep 15, 2021
Property Address	320 PITT ST, MOUNT PLEASANT, SC 29464-4733
Document Number	0010320681
Book / Page	1032 / 681
Map Reference	MB Z62 PG 445
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 CARR ST, MOUNT PLEASANT, SC 29464-4708

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	May 22, 2020
Property Address	320 PITT ST, MOUNT PLEASANT, SC 29464-4733
Document Number	0885/0016
Book / Page	000885 / 000016
Instrument Date	May 18, 2020
Transaction Type	Construction Loan
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CARR ST MOUNT PLEASANT SC 294644708, MOUNT PLEASANT, SC 29464-4708

Mortgage

Document Number	0885/0016
Date	May 22, 2020
Book Page	000885/000016

Lender

Name	TD BK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

February 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 8, 2019
Property Address	320 PITT ST, MOUNT PLEASANT, SC 29464-4733
Document Number	0776/0562
Book / Page	000776 / 000562
Instrument Date	Feb 5, 2019
Transaction Type	Construction Loan
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 CARR ST MOUNT PLEASANT SC 294644708, MOUNT PLEASANT, SC 29464-4708

Mortgage

Document Number	776/0564
Date	Feb 8, 2019
Book Page	000776/000564

Lender

Name	TD BK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 8, 2018
Property Address	320 PITT ST, MOUNT PLEASANT, SC 29464-4733
Document Number	0738/0855
Book / Page	000738 / 000855
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	107 CARR ST MOUNT PLEASANT SC 294644708, MOUNT PLEASANT, SC 29464-4708

Mortgage

Document Number	738/0859
Date	Aug 8, 2018
Book Page	000738/000859

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 7, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,146.00 (+13.14%)	$1,949,250 (+2,775%) Land $1,006,020 Building $943,230	$4,016,300 (+136.95%) Land $1,340,700 Building $2,675,600
2024	$6,316.00 (+6.8%)	$67,800 (-)
2022	$5,914.00	$67,800	$1,695,000 (-) Land $874,800 Building $820,200
2020			$1,695,000 Land $874,800 Building $820,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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