320 Pinnacle Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 320 Pinnacle Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,956 sqft · built 1999
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Last Sale$682,000 (Sep 2025)
Deeds & MortgagesNov 2025 Transfer
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1940-58-3028-000

Property Details

APN / Parcel Number

Primary APN1940-58-3028-000
Alternative APNs
  • 1620849
  • 1868683

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,956 sqft Living Area
1st Floor Area686 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage Area532 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1868683
Street Address320 PINNACLE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionLOT 191 SEC 2 RIDGEVIEW WOOD
Legal SubdivisionRIDGEVIEW WOOD
Legal Lot Number191
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1019
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11620 APPALOOSA RUN W, RALEIGH, NC 27613-7023
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Quit Claim Deed, Transfer
Quitclaim
Sep 30, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleOct 16, 2006 · Amount on Record
Deed Document Number2025753941
Deed Book / Page2453 / 128
Last Transfer DateOct 31, 2025
Transfer Doc0024590272
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateNov 6, 2025
Property Address320 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8159
Document Number0024590272
Book / Page2459 / 272
Map ReferenceMB 8 PG 3
Instrument DateOct 31, 2025
Instrument755103
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11620 APPALOOSA RUN W, RALEIGH, NC 27613-7023

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 30, 2025
Property Address320 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8159
Document Number0024530128
Book / Page2453 / 128
Map ReferenceMB 8 PG 3
Instrument DateSep 15, 2025
Instrument753941
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,364.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11620 APPALOOSA RUN W, RALEIGH, NC 27613-7023

Mortgage

Document Number0000753942
DateSep 30, 2025
Instrument753942
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$416,800 (-) Land $15,800 Building $401,000
2025$416,800 (-) Land $15,800 Building $401,000
2024$416,800 (-) Land $15,800 Building $401,000$416,800 Land $15,800 Building $401,000
2023$416,800 Land $15,800 Building $401,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Pinnacle Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number