Amador County property record for 320 Pinnacle Ln, Ione, CA 95640
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,803 sqft · built 2011 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Apr 2017) |
| Tax Bill | $6,610 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-440-025-000 |
| Primary APN | 005-440-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| 1st Floor Area | 1,803 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 320 PINNACLE LN |
|---|---|
| City | IONE |
| State | CA |
| Zip | 95640-5437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 008S062 LOT 16 CASTLE OAKS VILLAGE #1 |
| Legal Subdivision | CASTLE OAKS VILLAGE #1 |
| Legal Lot Number | 16 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | IONE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 303 |
Source: Amador County records · APN 005-440-025-000
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 PINNACLE LN, IONE, CA 95640-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 08, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Apr 14, 2017 | Grant Deed, Transfer · Conventional with PMI BAY EQUITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2017 · Amount on Record |
| Deed Sale | Apr 14, 2017 · Amount on Record |
| Prior Sale | Oct 19, 2011 · Amount on Record |
| Deed Document Number | 20172752 |
| Last Transfer Date | Mar 03, 2022 |
| Transfer Doc | 0000002363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 320 PINNACLE LN, IONE, CA 95640-5437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000007666 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019-0007666 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Feb 08, 2021 |
| Property Address | 320 PINNACLE LN, IONE, CA 95640-5437 |
| Document Number | 0000001457 |
| Map Reference | MB 8 PG 62-66 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 2021-0001457 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | CONSUMERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 PINNACLE LN, IONE, CA 95640-5437 |
| Document Number | 0000001458 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021-0001458 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Apr 14, 2017 |
| Property Address | 320 PINNACLE LN, IONE, CA 95640-5437 |
| Document Number | 0000002752 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 2752 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 PINNACLE LN IONE CA 956405437, IONE, CA 95640-5437 |
| Document Number | 2753 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 2753 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2047 |
Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Ione City |
| Unified School District | Amador County Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,727 (+2%) Land $118,377 Building $266,350 | ||
| 2025 | $6,610.00 (+4.18%) Homeowner's exemption | $377,184 (+4.04%) Land $116,056 Building $261,128 | |
| 2024 | $432,360 | ||
| 2023 | $6,345.00 (+2.06%) Homeowner's exemption | $362,539 Land $111,550 Building $250,989 | |
| 2022 | $6,217.00 |
Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Volcano Communications Company Cable · Fiber in parts of the area | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 378 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AWA, IONE serves 7,227 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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