320 Pine St, Williamsburg, KY 40769 Property Records

Whitley County property record for 320 Pine St, Williamsburg, KY 40769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,424 sqft · built 1910
Lot Size	0.584 acres (25,479 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2021)
Tax Bill	$421 (2025)
Deeds & Mortgages	Dec 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`111-30-04-008.00`

Property Details

APN / Parcel Number

Primary APN	`111-30-04-008.00`
Alternative APN	`136549`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,424 sqft Living Area
Basement Area	872 sqft
Finished Basement	872 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	25,479 sqft (0.584 acres)
Garage Area	1,232 sqft
Driveway	Asphalt Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 PINE ST
City	WILLIAMSBURG
State	KY
Zip	40769-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 ST VNL HS W/BSMNT/GAR & L @ PINE ST
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2022
Census Tract	920602

Owner

Source: Whitley County records · APN 111-30-04-008.00

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 PINE ST, WILLIAMSBURG, KY 40769-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	2021276789
Deed Book / Page	565 / 750
Record Updated	Jun 08, 2026

December 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WHITLEY KY
Recording Date	Dec 20, 2021
Property Address	320 PINE ST, WILLIAMSBURG, KY 40769-1246
Document Number	00D565/750
Book / Page	D565 / 750
Instrument Date	Dec 08, 2021
Instrument	276789
Transaction Type	Construction Loan
Record Updated	Aug 10, 2022
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1503 BASILDON RD, 1503, MOUNT PLEASANT, SC 29466-7169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 PINE ST, WILLIAMSBURG, KY 40769-1246

Mortgage

Document Number	000M684953
Date	Dec 20, 2021
Instrument	M684/953

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 08, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 01, 2029
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Municipality	Williamsburg City
Unified School District	Williamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$421.00 (-3.88%)	$130,000 (-)	$130,000 (-)
2023	$438.00	$130,000	$130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 73% of Kentucky
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.