320 Pine St, Cedar Springs, MI 49319 Property Records

Kent County property record for 320 Pine St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,334 sqft · built 1944
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Feb 2026)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-02-25-401-057`

Property Details

APN / Parcel Number

Primary APN	`41-02-25-401-057`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,334 sqft Living Area
1st Floor Area	942 sqft
Basement Area	942 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	140 ft deep x 87 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 PINE ST
City	CEDAR SPRINGS
State	MI
Zip	49319-8680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 120 FT OF E 140 FT OF W 643.5 FT OF NW 1/4 SE 1/4 * SEC 25 T10N R11W 0.39 A.
Legal Range	11W
Legal Township	10N
Legal Section	25
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	10200

Owner

320 Pine St is owned and occupied by two individuals who bought it in February 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 PINE ST, CEDAR SPRINGS, MI 49319-8680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Prior Sale	Nov 25, 2019 · Amount on File
Deed Document Number	202610860
Prior Transfer Date	Jul 26, 2004
Prior Transfer Doc	0000110537
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 23, 2026
Property Address	320 PINE ST, CEDAR SPRINGS, MI 49319-8680
Document Number	0000010860
Instrument Date	Feb 17, 2026
Instrument	20260223-0010860
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4446 E SHORE DR NE, KALKASKA, MI 49646-8738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PINE ST, CEDAR SPRINGS, MI 49319-8680

Mortgage

Document Number	0000010861
Date	Feb 23, 2026
Instrument	20260223-0010861

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 25, 2019
Property Address	320 PINE ST, CEDAR SPRINGS, MI 49319-8680
Document Number	0000093024
Instrument Date	Nov 20, 2019
Instrument	20191125-0093024
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 PINE ST, 320, CEDAR SPRINGS, MI 49319-8680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PINE ST, CEDAR SPRINGS, MI 49319-8680

Mortgage

Document Number	0000093025
Date	Nov 25, 2019
Instrument	20191125-0093025

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 320 Pine St was $2,812.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,500 (+16.2%)	$241,000 (+16.2%)
2025	$2,812.00	$103,700	$207,400
2023		$83,900	$167,800
2019	$1,667.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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