St. Charles County property record for 320 Pike St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 840 sqft · built 1930 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,212 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 007210A000 |
| Primary APN | 007210A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 1,540 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Multi-Level |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 007210A000 |
|---|---|
| Street Address | 320 PIKE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA5 |
| Legal Description | PT CITY BLK 85 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 85 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 310502 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1415 EWING RD, ROCHESTER, IN 46975-8981 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO |
| Dec 7, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 |
| Deed Sale | Jul 7, 2022 |
| Prior Sale | May 4, 2022 · Amount on Record |
| Deed Document Number | 202237775 |
| Prior Transfer Date | Jul 1, 2022 |
| Prior Transfer Doc | 0000037775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 4, 2022 |
| Property Address | 320 PIKE ST, SAINT CHARLES, MO 63301-3460 |
| Document Number | 0000025560 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022R-025560 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1714 SIBLEY ST, SAINT CHARLES, MO 63301-1624 |
| Name | Verified Name |
|---|---|
| Address | 13681 WHITTEN DR S, FISHERS, IN 46037-6263 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025561 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022R-025561 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 7, 2020 |
| Property Address | 320 PIKE ST, SAINT CHARLES, MO 63301-3460 |
| Document Number | 0000095448 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 95448 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 906 S MAIN ST ST CHARLES MO 633013446, ST CHARLES, MO 63301-3446 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,195 (-) | $147,486 (-) Land $50,000 Building $97,486 | |
| 2025 | $3,212.00 | $47,195 (+82.2%) | $147,486 (+8.18%) Land $50,000 Building $97,486 |
| 2023 | $25,903 | ||
| 2022 | $136,333 Land $37,500 Building $98,833 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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