320 Pierce Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 320 Pierce Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,148 sqft · built 2016
Lot Size	2.31 acres (100,841 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Nov 2012)
Tax Bill	$7,739 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R152726`

Property Details

APN / Parcel Number

Primary APN	`R152726`
Alternative APNs	`72627300001200111` `72769090100100111` `152726`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,148 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	2,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	100,841 sqft
Garage Type	Attached
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 PIERCE RD
City	RED OAK
State	TX
Zip	75154-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK A RAMOS ADDITION 2.315 AC
Legal Subdivision	RAMOS ADDITION
Legal Block	A
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2004
Census Tract	60207

Owner

Source: Ellis County records · APN R152726

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 PIERCE RD, RED OAK, TX 75154-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2012 · Amount on Record
Deed Sale	Nov 07, 2012 · Amount on Record
Deed Document Number	201226231
Deed Book / Page	2661 / 2289
Prior Transfer Date	Sep 11, 2012
Prior Transfer Doc	0026612289
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	320 PIERCE RD, RED OAK, TX 75154-6418
Document Number	0000044044
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 PIERCE RD RED OAK TX 751546418, RED OAK, TX 75154-6418

Mortgage

Document Number	0000044044
Date	Nov 30, 2020
Instrument	44044

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	FORT WORTH, TX 76110

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,333 (-6.68%) Land $170,000 Building $254,333	$424,333 (-6.68%) Land $170,000 Building $254,333
2025	$7,739.00 (-8.18%) Homeowner's exemption	$454,725 (-1.89%) Land $170,000 Building $284,725	$454,725 (-1.89%) Land $170,000 Building $284,725
2024	$8,428.00 (+31.81%)
2023	$6,394.00 (+3.9%) Homeowner's exemption	$463,466 Land $140,000 Building $323,466	$463,466 Land $140,000 Building $323,466
2018	$6,154.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2022)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: AMG Technology Investment Group, Element8 Technology Investment Group.

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROCKETT SUD serves 46,614 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.