McCracken County property record for 320 Phipps St, Paducah, KY 42001 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 088-20-05-002 |
| Primary APN | 088-20-05-002 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,000 sqft (0.459 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Account Number | 5947 |
|---|---|
| Street Address | 320 PHIPPS ST |
| City | PADUCAH |
| State | KY |
| Zip | 42001-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-27-33 100 X 200 HIGHLAND SUB DIV L39 |
| Legal Subdivision | HIGHLAND SUB DIV |
| Legal Lot Number | 39 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 31301 |
Source: McCracken County records · APN 088-20-05-002
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 PHIPPS ST, PADUCAH, KY 42001-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0001199788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | May 06, 2026 |
| Property Address | 320 PHIPPS ST, PADUCAH, KY 42001-8703 |
| Document Number | 0000845531 |
| Book / Page | 1878 / 466 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026845531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 320 PHIPPS ST, PADUCAH, KY 42001-8703 |
| Investor | Possibly a Property Investor |
| Document Number | 0000845531, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 1878/466 |
| Instrument | 2026845531 |
| Name | FNB BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: McCracken County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 (+2.23%) | $134,900 (-) | $134,900 (-) |
| 2023 | $1,298.00 (+24.45%) | $134,900 (+25.49%) | $134,900 (+25.49%) |
| 2022 | $1,043.00 | $107,500 | $107,500 |
Source: FEMA National Flood Hazard Layer, McCracken County (21145C), updated November 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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