320 Phillips Dr, Savannah, TN 38372 Property Records

Hardin County property record for 320 Phillips Dr, Savannah, TN 38372

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,451 sqft · built 1965
Lot Size	0.397 acres (17,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (May 2015)
Tax Bill	$960 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036072F A 01200`

Property Details

APN / Parcel Number

Primary APN	`036072F A 01200`
Alternative APN	`072F A 01200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,451 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,300 sqft (0.397 acres)
Lot Dimensions	173 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Patio Area	280 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 PHILLIPS DR
City	SAVANNAH
State	TN
Zip	38372-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLIPS SUB A 17
Legal Subdivision	PHILLIPS SUB
Legal Block	A
Legal Lot Number	17
Jurisdiction	HARDIN TN
Township / Civil Division	10
Census Block Group	1
Census Block	1041
Census Tract	920300

Owner

Source: Hardin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 PHILLIPS DR, SAVANNAH, TN 38372-2371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 24, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2015 · Amount on Record
Deed Sale	May 20, 2015 · Amount on Record
Prior Sale	Nov 5, 2004 · Amount on Record
Deed Document Number	2015119183
Deed Book / Page	621 / 855
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	320 PHILLIPS DR, SAVANNAH, TN 38372-2371
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	734120
Date	Jun 12, 2020
Book Page	734/120
Instrument	147509

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Oct 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	320 PHILLIPS DR, SAVANNAH, TN 38372-2371
Document Number	692584
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 PHILLIPS DR SAVANNAH TN 383722371, SAVANNAH, TN 38372-2371

Mortgage

Document Number	692584
Date	Aug 3, 2018
Book Page	000692/000584
Instrument	136999

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Municipality	Savannah City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,175 (-) Land $2,450 Building $36,725
2024	$960.00
2023	$960.00 (+61.07%)	$39,175 (+81.16%) Land $2,450 Building $36,725	$156,700 (+81.16%) Land $9,800 Building $146,900
2022	$596.00	$21,625 Land $2,450 Building $19,175	$86,500 Land $9,800 Building $76,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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