320 Penn St, Washington, MO 63090 Property Records

Franklin County property record for 320 Penn St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,083 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-6-23.0-3-006-054.000`

Property Details

APN / Parcel Number

Primary APN	`10-6-23.0-3-006-054.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1950
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	320 PENN ST
City	WASHINGTON
State	MO
Zip	63090-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 SCHROEDERS
Legal Range	01W
Legal Township	44
Legal Section	23
Legal Quarter	SW
Legal Subdivision	SCHROEDERS
Legal Block	6
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2032
Census Tract	800201

Owner

320 Penn St is owned and occupied by an individual who acquired it in April 2025.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	320 PENN ST, WASHINGTON, MO 63090-3439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF FRANKLIN COUNTY
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF WASHINGTON
Jun 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2025
Deed Sale	Apr 14, 2025
Prior Sale	Dec 3, 2021
Deed Document Number	2504094
Prior Transfer Date	Apr 11, 2025
Prior Transfer Doc	0002504094
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 11, 2025
Property Address	320 PENN ST, WASHINGTON, MO 63090-3439
Document Number	0002504094
Map Reference	PB D PG 79
Instrument Date	Apr 11, 2025
Instrument	2504094
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2337 MATTHIAS CLOSE, WASHINGTON, MO 63090-5721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PENN ST, WASHINGTON, MO 63090-3439

Mortgage

Document Number	0002504095
Date	Apr 11, 2025
Instrument	2504095

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 3, 2021
Property Address	320 PENN ST, WASHINGTON, MO 63090-3439
Document Number	0002122577
Map Reference	PB D PG79
Instrument Date	Nov 30, 2021
Instrument	2122577
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 PARKLAND BLVD, FORT PIERCE, FL 34982-7640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PENN ST, WASHINGTON, MO 63090-3439

Mortgage

Document Number	0002122578
Date	Dec 3, 2021
Instrument	2122578

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 18, 2018
Property Address	320 PENN ST, WASHINGTON, MO 63090-3439
Document Number	0000008331
Instrument Date	Jun 12, 2018
Instrument	8331
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 PARKLAND BLVD FORT PIERCE FL 349827640, FORT PIERCE, FL 34982-7640

Tax Assessment & Valuation

The 2025 property tax bill for 320 Penn St was $1,083.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,083.00	$19,418	$102,200 Land $18,200 Building $84,000
2023	$1,004.00 (+13.96%)	$17,695	$93,130 Land $18,200 Building $74,930
2022	$881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Penn St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1986–1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Penn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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