320 Penn St, Reading, PA 19602 Property Records

Berks County property record for 320 Penn St, Reading, PA 19602

Property Summary

Property TypeRestaurant
Details3,114 sqft · built 1975
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$170,500 (Aug 2008)
Tax Bill$2,540 (2026)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN5307-82-60-9057

Property Details

APN / Parcel Number

Primary APN5307-82-60-9057
Alternative APNs
  • 05-5307-82-60-9057
  • 05581975
  • 581975

Interior

Units2 Units
Stories1 Story
Building Area3,114 sqft Gross Area
1st Floor Area3,114 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialConcrete Block
Lot Area7,841 sqft (0.18 acres)
View / LotCentral Business

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05581975
Street Address320 PENN ST
CityTOPTON
StatePA
Zip19562-1113
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal Block60
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group5
Census Block5005
Census Tract100

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address144 WALNUT ST, READING, PA 19601-4057
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2008 · Amount on Record
Deed SaleAug 7, 2008 · Amount on Record
Prior SaleMay 16, 2005 · Amount on Record
Deed Document Number200840655
Deed Book / Page5400 / 1041
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address320 PENN ST, READING, PA 19602-1010
Document Number0000022081
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018
Title CompanyCONESTOGA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address320 PENN ST READING PA 196021010, READING, PA 19602-1010

Mortgage

Document Number0000022081
DateJul 3, 2018
Instrument22081
Lender
NameCOMMUNITY FIRST FND
TypeFunding / Finance Company
AddressLANCASTER, PA 17608-0524
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 2, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,540.00 (+6.63%)$90,000 (-) Land $48,800 Building $41,200$48,800 (-45.78%) Land $48,800
2024$2,382.00$90,000 Land $48,800 Building $41,200
1994$90,000 Land $48,800 Building $41,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Penn St

Nearby Streets

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