320 Pemberton St, Waterloo, SC 29384 Property Records

Laurens County property record for 320 Pemberton St, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Owner	Owner Name on File
Last Sale	$118,000 (Sep 2007)
Tax Bill	$570 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`211-02-01-001`

Property Details

APN / Parcel Number

Primary APN	`211-02-01-001`
Alternative APNs	`2110201001 95524889` `95524889`

Location & Zoning

Old Parcel Number	2110201001 95524889
Street Address	320 PEMBERTON ST
City	WATERLOO
State	SC
Zip	29384-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68 BLACKSGATE STILLWATER
Legal Subdivision	BLACKGATE-STILLWATER
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2013
Census Tract	920202

Owner

Source: Laurens County records · APN 211-02-01-001

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	320 PEMBERTON ST, WATERLOO, SC 29384-4103
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2007 · Amount on Record
Deed Sale	Sep 24, 2007 · Amount on Record
Deed Document Number	2007011441
Deed Book / Page	0851 / 079
Prior Transfer Date	Sep 20, 2007
Prior Transfer Doc	0000851079
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	320 PEMBERTON ST, WATERLOO, SC 29384-4103
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M26620060
Date	Feb 02, 2021
Book Page	M2662/60
Instrument	2021000893

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%
Type Change Date	Feb 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 (+4.2%) Homeowner's exemption	$4,060 (-) Land $3,000 Building $1,060
2024	$547.00 (+40.26%) Homeowner's exemption	$4,060 (-) Land $3,000 Building $1,060
2023	$390.00 (-26.28%) Homeowner's exemption	$4,060 (-) Land $3,000 Building $1,060	$101,500 (-) Land $75,000 Building $26,500
2022	$529.00 Homeowner's exemption	$4,060 Land $3,000 Building $1,060	$101,500 (-) Land $75,000 Building $26,500
2021			$101,500 Land $75,000 Building $26,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 68 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WILMINGTON WATER DEPARTMENT serves 107,976 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.