320 Peggy Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 320 Peggy Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,065 sqft · built 2004
Lot Size	0.297 acres (12,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Feb 2013)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-3827-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-3827-8`
Alternative APNs	`31-3N-23-056R-0000-0370` `23N331056R00000370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,065 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	2,065 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,937 sqft (0.297 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	112 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 PEGGY DR
City	CRESTVIEW
State	FL
Zip	32536-6453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYVIEW EST 10TH ADD LOT 37
Legal Range	23W
Legal Township	03N
Legal Section	31
Legal Subdivision	COUNTRYVIEW EST 10TH ADD
Legal Block	2
Legal Lot Number	37
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1003
Census Tract	20602

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 PEGGY DR, CRESTVIEW, FL 32536-6453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Jan 12, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 10, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2013 · Amount on Record
Deed Sale	Feb 27, 2013 · Amount on Record
Prior Sale	Oct 15, 2004 · Amount on Record
Deed Document Number	20132836834
Deed Book / Page	3081 / 4047
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	320 PEGGY DR, CRESTVIEW, FL 32536-6453
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PEGGY DR, CRESTVIEW, FL 32536-6453

Mortgage

Document Number	0036304282
Date	Jul 5, 2022
Book Page	3630/4282
Instrument	3561834

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 27, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	320 PEGGY DR, CRESTVIEW, FL 32536-6453
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PEGGY DR, CRESTVIEW, FL 32536-6453

Mortgage

Document Number	0035982082
Date	Jan 12, 2022
Book Page	3598/2082
Instrument	3519280

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 1, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	320 PEGGY DR, CRESTVIEW, FL 32536-6453
Document Number	0034271218
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PEGGY DR CRESTVIEW FL 325366453, CRESTVIEW, FL 32536-6453

Mortgage

Document Number	0034271218
Date	Nov 5, 2019
Book Page	003427/001218
Instrument	3315962

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Interest

Rate	4%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00 (+5.69%) Homeowner's exemption	$169,664 (+5.99%)	$249,385 (-7.9%) Land $47,080 Building $202,305
2023	$1,917.00 (+3.34%) Homeowner's exemption	$160,080 (+3%)	$270,763 (+10.42%) Land $40,000 Building $230,763
2022	$1,855.00 Homeowner's exemption	$155,417	$245,201 Land $28,719 Building $216,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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