320 Pearl St, Mansfield, OH 44903 Property Records

Richland County property record for 320 Pearl St, Mansfield, OH 44903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,471 sqft · built 1932
Lot Size	0.199 acres (8,686 sqft)
Owner	Individual Name on Record
Last Sale	$59,500 (May 2018)
Tax Bill	$1,677 (2025)
Deeds & Mortgages	May 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`038-60-217-04-000`

Property Details

APN / Parcel Number

Primary APN	`038-60-217-04-000`
Alternative APN	`04009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	846 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Bungalow
Exterior Material	Aluminum Siding
Lot Area	8,686 sqft (0.199 acres)
Lot Dimensions	50 ft deep x 172 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Canopy	102 sqft
Poultry House	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 PEARL ST
City	MANSFIELD
State	OH
Zip	44903-9030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PT LOT 91 49.28 X 169.01
Legal Lot Number	91
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3013
Census Tract	2400

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 PEARL ST, MANSFIELD, OH 44903-9030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Oct 24, 1995 · Amount on Record
Deed Document Number	20185787
Deed Book / Page	2624 / 126
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 16, 2018
Property Address	320 PEARL ST, MANSFIELD, OH 44903-9030
Document Number	02624/0126
Book / Page	2624 / 0126
Instrument Date	May 14, 2018
Instrument	201800005787
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PEARL AVE, MANSFIELD, OH 44907

Mortgage

Document Number	201800005788
Date	May 16, 2018
Instrument	201800005788

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	162 Months
Due	Nov 10, 2031

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,677.00 (+0.06%)	$34,420 (-) Land $9,770 Building $24,650
2024	$1,676.00 (-2.27%) Homeowner's exemption	$34,420 (-) Land $9,770 Building $24,650
2023	$1,715.00 (+28.66%) Homeowner's exemption	$34,420 (+49.52%) Land $9,770 Building $24,650	$98,320 (+49.51%) Land $27,900 Building $70,420
2022	$1,333.00 Homeowner's exemption	$23,020 Land $7,540 Building $15,480
2020			$65,760 Land $21,530 Building $44,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20