320 Pearl St, Boulder, CO 80302 Property Records

Boulder County property record for 320 Pearl St, Boulder, CO 80302

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,034 sqft · built 1920
Lot Size0.177 acres (7,714 sqft)
OwnerCompany Name on Record
Last Sale$2,100,000 (Sep 2026)
Tax Bill$14,248 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1461-25-4-39-003

Property Details

APN / Parcel Number

Primary APN1461-25-4-39-003
Alternative APNs
  • R0004338
  • 0004338

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,034 sqft Living Area
1st Floor Area2,129 sqft
Upper Floors Area905 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleA-Frame
Exterior MaterialWood Shingle
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,714 sqft (0.177 acres)
Garage Area720 sqft
PorchPorch
Porch Area91 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0004338
Street Address320 PEARL ST
CityBOULDER
StateCO
Zip80302-4929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 58 BOULDER WEST
Legal Range70
Legal Township1N
Legal Section30
Legal SubdivisionBOULDER O T EAST & WEST & NORTH - BO
Legal Block58
Legal Lot Number3
JurisdictionBOULDER CO
Township / Civil DivisionBOULDER
Census Block Group1
Census Block1011
Census Tract12201

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address429 E MARIGOLD LN, TEMPE, AZ 85288-1414
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2026 · Amount on Record
Deed SaleSep 8, 2026 · Amount on Record
Prior SaleMay 25, 2004 · Amount on Record
Deed Document Number20264146579
Prior Transfer DateJun 10, 2025
Prior Transfer Doc0004090844
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBOULDER CO
Recording DateSep 8, 2026
Property Address320 PEARL ST, BOULDER, CO 80302-4929
Document Number0004146579
Instrument DateAug 12, 2026
Instrument20264146579
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$21,210.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address429 E MARIGOLD LN, TEMPE, AZ 85288-1414

Mortgage

Document Number0004146581,
DateSep 8, 2026
Instrument20264146581
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
MunicipalityBoulder City
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,703 (+5.73%) Land $112,703 Building $51,000$2,477,400 (-) Land $1,727,400 Building $750,000
2025$14,248.00 (+7.31%)$154,838 (-5.17%) Land $107,963 Building $46,875$2,477,400 (+1.66%) Land $1,727,400 Building $750,000
2023$13,278.00 (+10.38%)$163,272 (+20.34%) Land $108,976 Building $54,296$2,436,900 (+24.83%) Land $1,626,500 Building $810,400
2022$12,029.00$135,678 Land $82,649 Building $53,029$1,952,200 Land $1,189,200 Building $763,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 units insured
incl. 32 condo units
Nearby Flood Claims16 (1994–2017)
Claims Outside the SFHA10 of 16
Most Recent ClaimAug 2017 · other causes
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 82% of Colorado
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOULDER
serves 166,080 people · EPA ID CO0107152
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ayva Networks
Fixed Wireless
2,500 / 2,500
Xfinity
Cable
2,000 / 250
LiveWireNet
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

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