320 Park Ave, Prophetstown, IL 61277 Property Records

Whiteside County property record for 320 Park Ave, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,666 (Dec 2025)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2104128021`

Property Details

APN / Parcel Number

Primary APN	`2104128021`
Alternative APNs	`109824` `123276`

Exterior

Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	182 ft deep x 50 ft wide

Location & Zoning

Account Number	123276
Street Address	320 PARK AVE
City	PROPHETSTOWN
State	IL
Zip	61277-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHRYVERS ADD LAND ADJ & PT LOT 10 BLK 1 106300X
Legal Subdivision	SCHRYVERS ADDITION
Legal Block	1
Legal Lot Number	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1061
Census Tract	700

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 PARK AVE, PROPHETSTOWN, IL 61277-1218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer
Oct 17, 2025	Deed of Trust, Mortgage CENTRAL BANK ILLINOIS
Sep 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK ILLINOIS
Apr 20, 2019	Deed of Trust, Mortgage · Line of Credit ASCENTRA CU
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASCENTRA CU
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage ASCENTRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20256349
Prior Transfer Date	Dec 5, 2025
Prior Transfer Doc	0000006349
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 11, 2025
Property Address	320 PARK AVE, PROPHETSTOWN, IL 61277-1218
Document Number	0000006349
Instrument Date	Dec 5, 2025
Instrument	2025-06349
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 PARK AVE, PROPHETSTOWN, IL 61277-1218

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	320 PARK AVE, PROPHETSTOWN, IL 61277-1218
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005260
Date	Oct 17, 2025
Instrument	2025-05260

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 30, 2021
Property Address	320 PARK AVE, PROPHETSTOWN, IL 61277-1218
Document Number	0202106868
Instrument Date	Sep 24, 2021
Instrument	2021-06868
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 2ND AVE W, LYNDON, IL 61261-7733

Mortgage

Document Number	0202106870
Date	Sep 30, 2021
Instrument	2021-06870

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	320 PARK AVE, PROPHETSTOWN, IL 61277-1218
Document Number	0000002108
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PARK AVE PROPHETSTOWN IL 612771218, PROPHETSTOWN, IL 61277-1218

Mortgage

Document Number	0000002108
Date	Apr 29, 2019
Instrument	2108

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDROF, IA 52722-0019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 28, 2029

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	320 PARK AVE, PROPHETSTOWN, IL 61277-1218
Document Number	0000004816
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PARK AVE PROPHETSTOWN IL 612771218, PROPHETSTOWN, IL 61277-1218

Mortgage

Document Number	0000004816
Date	Sep 4, 2018
Instrument	4816

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, WA 52722-0019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2028

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 23, 2018
Property Address	320 PARK AVE, PROPHETSTOWN, IL 61277-1218
Document Number	0000001455
Instrument Date	Mar 22, 2018
Instrument	1455
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PARK AVE PROPHETSTOWN IL 612771218, PROPHETSTOWN, IL 61277-1218

Mortgage

Document Number	1456
Date	Mar 23, 2018
Instrument	1456

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,225.00 (+13.17%)	$32,856 (+12.94%) Land $4,239 Building $28,617
2024	$1,966.00 Additional exemption filed	$29,091 Land $3,753 Building $25,338	$98,568 (+12.94%) Land $12,717 Building $85,851
2023			$87,273 Land $11,259 Building $76,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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