Chesapeake City property record for 320 Paperbark Trl, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,663 sqft · built 1999 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Oct 2025) |
| Tax Bill | $3,572 (2025) |
| Deeds & Mortgages | Apr 2017 Second Mortgage May 2021 Refinance + 5 more |
| APN | 0343023000270 |
| Primary APN | 0343023000270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,663 sqft Living Area |
| 1st Floor Area | 1,595 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 12 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 PAPERBARK TRL |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 27 WOODS OF DEEP CREEK SEC 2 |
| Legal Subdivision | WOODS OF DEEP CREEK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21402 |
320 Paperbark Trl is owned and occupied by two individuals who bought it in October 2025.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| May 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 1, 2012 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORPORATION |
| Oct 3, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| May 26, 2022 | Intrafamily Transfer, Transfer |
| Apr 18, 2007 | Warranty Deed, Transfer · Conventional Mortgage TOWNE BANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | Nov 12, 2024 |
| Deed Document Number | 202523058 |
| Deed Book / Page | 10901 / 1311 |
| Prior Transfer Date | Nov 1, 2024 |
| Prior Transfer Doc | 10802/1913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09773/1167 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 9773/1167 |
| Instrument | 170009307 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10365/1828 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 10365/1828 |
| Instrument | 210020833 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010539/391 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 10539/391 |
| Instrument | 220010542 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008576/737 |
|---|---|
| Date | Jan 1, 2012 |
| Book Page | 8576/737 |
| Name | PHH MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.43% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 3, 2025 |
| Property Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Document Number | 10901/1311 |
| Book / Page | 10901 / 1311 |
| Map Reference | MB 130 PG 42&42A-42E |
| Instrument Date | Sep 10, 2025 |
| Instrument | 250023058 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | UNKNOWN, BAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Document Number | 0250023063 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 250023063 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 26, 2022 |
| Property Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Document Number | 10563/1791 |
| Book / Page | 10563 / 1791 |
| Instrument Date | Mar 19, 2022 |
| Instrument | 220017796 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 18, 2007 |
| Property Address | 320 PAPERBARK TRL, CHESAPEAKE, VA 23323-5611 |
| Document Number | 007040/350 |
| Book / Page | 7040 / 350 |
| Instrument Date | Apr 4, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007040354 |
|---|---|
| Date | Apr 18, 2007 |
| Instrument | 7040/354 |
| Name | TOWNE BANK MTG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 320 Paperbark Trl was $3,572, up 5.1% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,600 (+3.36%) Land $150,000 Building $215,600 | $365,600 (+3.36%) Land $150,000 Building $215,600 | |
| 2025 | $3,572.00 (+5.09%) | $353,700 Land $135,000 Building $218,700 | $353,700 Land $135,000 Building $218,700 |
| 2024 | $3,399.00 | ||
| 2023 | $329,500 (+7.47%) Land $115,000 Building $214,500 | $329,500 (+7.47%) Land $115,000 Building $214,500 | |
| 2022 | $306,600 Land $105,000 Building $201,600 | $306,600 Land $105,000 Building $201,600 | |
| 2019 | $2,535.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 320 Paperbark Trl; there have been 107 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 204 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 204 in force |
| Nearby Flood Claims | 107 (1989–2020) |
| Claims Outside the SFHA | 3 of 107 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Paperbark Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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