320 Pacific Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 320 Pacific Rd, Key Biscayne, FL 33149 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1996
Square Footage2,409 sqft Living Area
Lot Size12,259 sqft (0.281 acres)
OccupancyOwner Occupied
Last Sale$3,770,000 (2022)
Tax Bill$59,189.00 (2024)

Property Details

APN / Parcel Number

Primary APN24-4232-003-0240

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,409 sqft Living Area
Gross Area4,065 sqft Gross Area
1st Floor2,409 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Lot Area12,259 sqft (0.281 acres)
Depth X Width121 ft x 101 ft Depth x Width
Patio Area180 sqft Patio

Location & Zoning

Street Address320 PACIFIC RD
CityKEY BISCAYNE
StateFL
Zip33149-1610
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description32 54 42 HOLIDAY COLONY PB 50-87 LOT 3 BLK 3 LOT SIZE 101.320 X 121 OR 17621-4827 0497 1
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionHOLIDAY COLONY
Legal Block3
Legal Lot Number3
JurisdictionDADE FL
Minor Civil DivisionKEY BISCAYNE
Census Blockgroup1
Census Block1001
Census Tract4607

Owner

Source: Miami-Dade County records · APN 24-4232-003-0240

Assessment roll updated July 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address320 PACIFIC RD, KEY BISCAYNE, FL 33149-1610
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Warranty Deed, Transfer · Conventional Mortgage
BANESCO USA
May 31, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
BAC FLORIDA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2022 · Amount on Record
Deed SaleJan 26, 2022 · Amount on Record
Prior SaleMay 31, 2018 · Amount on Record
Deed Doc Number202274126
Deed Book / Page32981 / 4665
Prior Transfer DateMay 18, 2018
Prior Transfer Doc0000320632
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJan 26, 2022
Property Address320 PACIFIC RD, KEY BISCAYNE, FL 33149-1610
Document Number0000074126
Book / Page32981 / 4665
Map ReferenceMB 50 PG 87
Instrument DateJan 18, 2022
Instrument2022R0074126
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$22,620.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address350 OCEAN DR UNIT 705, 350, KEY BISCAYNE, FL 33149-1629

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 PACIFIC RD, KEY BISCAYNE, FL 33149-1610

Mortgage

Document Number0000004669
DateJan 26, 2022
Instrument32981/4669
Lender
NameBANESCO USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.95%
Type Change DateFeb 01, 2027
Change FrequencyAnnually
Min Rate At Change3.95%
Max Rate At Change5.95%
Index1-Year CMT
Max Rate9.95%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMay 31, 2018
Property Address320 PACIFIC RD, KEY BISCAYNE, FL 33149-1610
Document Number0000320631
Book / Page30995 / 4631
Map ReferenceMB 50 PG 87
Instrument DateMay 18, 2018
Instrument2018R0320631
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyEXPRESS TITLE SERVICES GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$18,180.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3599 CAHUENGA BLVD W # W4TH, 3599, LOS ANGELES, CA 90068-1397

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 PACIFIC RD, KEY BISCAYNE, FL 33149-1610

Mortgage

Document Number0000320634
DateMay 31, 2018
Instrument2018R0320634
Lender
NameBAC FLORIDA BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateJun 01, 2021
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change6.87%
Index1-Year LIBOR
Max Rate10.8%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$63,499.00 (+7.28%)$3,978,077 (+17.69%) Land $3,432,520 Building $545,557$3,978,077 (+17.69%) Land $3,432,520 Building $545,557
2024$59,189.00 (+6.89%)
2023$55,374.00 (+23.94%)$3,380,257 (+12.84%) Land $2,819,570 Building $560,687$3,380,257 (+12.84%) Land $2,819,570 Building $560,687
2022$44,677.00$2,995,559 Land $2,163,714 Building $831,845$2,995,559 Land $2,163,714 Building $831,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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