San Luis Obispo County property record for 320 Pablo Ln, Nipomo, CA 93444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,212 sqft · built 1982 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $834,000 (Apr 2021) |
| Tax Bill | $8,334 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-205-016 |
| Primary APN | 092-205-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| 1st Floor Area | 2,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Lot Area | 52,272 sqft (1.2 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 320 PABLO LN |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-9257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | RHO NIP PM 20/94 PAR D |
| Legal Subdivision | PARCEL MAP CO-76-93 |
| Legal Block | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 12403 |
Source: San Luis Obispo County records · APN 092-205-016
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 01, 2021 | Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2021 · Amount on Record |
| Deed Sale | Apr 01, 2021 · Amount on Record |
| Prior Sale | Sep 29, 1995 · Amount on Record |
| Deed Document Number | 202124697 |
| Prior Transfer Date | Apr 22, 2007 |
| Prior Transfer Doc | 0000006398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Document Number | 0000049182 |
|---|---|
| Date | Dec 23, 2022 |
| Instrument | 2022049182 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Document Number | 0000064657 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021064657 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79925 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 01, 2021 |
| Property Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Document Number | 0000024697 |
| Map Reference | MB 20 PG 94 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021024697 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Document Number | 0000024698 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 2021024698 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000022422 |
|---|---|
| Date | May 08, 2020 |
| Instrument | 2020022422 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 320 PABLO LN, NIPOMO, CA 93444-9257 |
| Document Number | 0000015079 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 320 PABLO LN NIPOMO CA 934449257, NIPOMO, CA 93444-9257 |
| Document Number | 0000015079 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 15079 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,334.00 (+4.7%) Homeowner's exemption | $790,191 (+4.04%) Land $318,925 Building $471,266 |
| 2023 | $7,960.00 (+1.54%) Homeowner's exemption | $759,509 Land $306,542 Building $452,967 |
| 2022 | $7,839.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Ranch WiFi.
Based on FCC filings for 102 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people |
|---|---|
| Water Source | Purchased surface water from NIPOMO COMM SERVICES DIST |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures