320 Oxbow Dr, Torrington, CT 06790 Property Records

Torrington City property record for 320 Oxbow Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,220 sqft · built 1975
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,900 (Jan 2007)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Mar 2025 Transfer Jan 2021 Mortgage + 1 more
APN	`001649`

Property Details

APN / Parcel Number

Primary APN	`001649`
Alternative APNs	`TORR M:142 B:004 L:009` `1649`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	2,500 sqft
Basement Area	1,056 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1649
Street Address	320 OXBOW DR
City	TORRINGTON
State	CT
Zip	06790-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	4
Legal Lot Number	9
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1012
Census Tract	310602

Owner

Source: Torrington City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 OXBOW DR, TORRINGTON, CT 06790-4224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2021	Deed of Trust, Mortgage · Balloon Mortgage NORCOM MORTGAGE
Jun 8, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2007 · Amount on Record
Deed Sale	Jan 29, 2007 · Amount on Record
Prior Sale	Sep 1, 2005 · Amount on Record
Deed Book / Page	1000 / 108
Last Transfer Date	Mar 6, 2025
Transfer Doc	001431-379
Record Updated	Sep 20, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Mar 6, 2025
Property Address	320 OXBOW DR, TORRINGTON, CT 06790-4224
Document Number	001431-379
Book / Page	1431 / 379
Instrument Date	Mar 6, 2025
Instrument	2025-498494
Transaction Type	Transfer
Record Updated	Mar 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	320 OXBOW DR, TORRINGTON, CT 06790-4224
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1325-821
Date	Jan 26, 2021
Book Page	1325/821
Instrument	2021-461768

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jun 8, 2020
Property Address	320 OXBOW DR, TORRINGTON, CT 06790-4224
Document Number	1308-1032
Book / Page	001308 / 001032
Instrument Date	Mar 13, 2020
Instrument	456720
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OXBOW DR TORRINGTON CT 067904224, TORRINGTON, CT 06790-4224

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,703.00	$200,340 (+77.73%) Land $30,520 Building $169,820	$140,238 Land $21,364 Building $118,874
2024	$7,703.00 (+42.49%)
2023	$5,406.00 (+1.73%)	$112,720 (-) Land $30,550 Building $82,170
2022	$5,314.00	$112,720 Land $30,550 Building $82,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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