320 Ottawa St, Morris, IL 60450 Property Records

Grundy County property record for 320 Ottawa St, Morris, IL 60450

Property Summary

Property TypeSingle Family Home
Details1,424 sqft · built 1864
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on Record
Tax Bill$4,790 (2025)
Deeds & MortgagesApr 2019 Loan Modification
Jan 2018 Loan Modification
+ 1 more
Flood ZoneZone X (moderate risk)
APN05-04-352-002

Property Details

APN / Parcel Number

Primary APN05-04-352-002

Interior

Building Area1,424 sqft Total Area

Exterior

Year BuiltBuilt 1864
Effective Year BuiltEffective 1864
Lot Area29,621 sqft (0.68 acres)

Location & Zoning

Street Address320 OTTAWA ST
CityMORRIS
StateIL
Zip60450-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCH & HC GOOLDS ADD E150' OF N200' OF PT BLK 11 LYG W OF OTTAWA ST SEC 4-33-7
Legal Range07W
Legal Township33N
Legal Section04
Legal SubdivisionGOOLDS ADDITION
Legal Block11
JurisdictionGRUNDY IL
Township / Civil DivisionMORRIS
Census Block Group4
Census Block4025
Census Tract400

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2028 OAK FOREST DR, MORRIS, IL 60450-6837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2019Loan Modification, Mortgage
OTTAWA SVGS BK
Jan 5, 2018Loan Modification, Mortgage
OTTAWA SVGS BK
Feb 22, 2017Loan Modification, Mortgage
OTTAWA SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRUNDY IL
Property Address320 OTTAWA ST, MORRIS, IL 60450-1607
Document Number0000585466
Instrument DateApr 3, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address320 OTTAWA ST MORRIS IL 604501607, MORRIS, IL 60450-1607

Mortgage

Document Number0000585466
DateJul 1, 2019
Instrument585466
Lender
NameOTTAWA SVGS BK
TypeFederal Savings Bank
AddressMORRIS, IL 60450
Agreement
Term36 Months
DueJun 30, 2022

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRUNDY IL
Property Address320 OTTAWA ST, MORRIS, IL 60450-1607
Document Number0000575117
Instrument DateJan 5, 2018
Transaction TypeMortgage
Record UpdatedFeb 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1026 FREMONT AVE MORRIS IL 604501603, MORRIS, IL 60450-1603

Mortgage

Document Number0000575117
DateJan 16, 2018
Instrument575117
Lender
NameOTTAWA SVGS BK
TypeFederal Savings Bank
AddressMORRIS, IL 60450
Agreement
Term12 Months
DueJan 15, 2019

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRUNDY IL
Property Address320 OTTAWA ST, MORRIS, IL 60450-1607
Document Number0000568168
Instrument DateFeb 22, 2017
Transaction TypeMortgage
Record UpdatedApr 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 OTTAWA ST MORRIS IL 604501607, MORRIS, IL 60450-1607

Mortgage

Document Number0000568168
DateFeb 22, 2017
Instrument568168
Lender
NameOTTAWA SVGS BK
TypeFederal Savings Bank
AddressOTTAWA, IL 61350
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionMorris Township
MunicipalityMorris City
Elementary School DistrictMorris School District 54 (PK - 08)
Secondary School DistrictMorris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,790.00 (+43.16%)$61,204 (+25.51%) Land $19,802 Building $41,402$183,612 (+25.51%) Land $59,406 Building $124,206
2022$3,346.00 Homeowner's exemption$48,763 Land $15,777 Building $32,986$146,289 Land $47,331 Building $98,958

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1982–2015)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRIS
serves 14,775 people · EPA ID IL0630600
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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