320 Orchard Pl, Red Oak, TX 75154 Property Records

Ellis County property record for 320 Orchard Pl, Red Oak, TX 75154

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,783 sqft · built 2006
Lot Size0.175 acres (7,619 sqft)
Owner2 Individual Names on File
Last Sale$348,800 (Oct 2017)
Tax Bill$2,908 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR232467

Property Details

APN / Parcel Number

Primary APNR232467
Alternative APNs
  • 72461590603100111
  • 232467

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,783 sqft Living Area
Gross Area4,218 sqft
1st Floor Area2,095 sqft
2nd Floor Area1,688 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,619 sqft (0.175 acres)
Lot Dimensions120 ft deep x 64 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address320 ORCHARD PL
CityRED OAK
StateTX
Zip75154-8861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 BLK F HARMONY PH 1 .1749 AC
Legal SubdivisionHARMONY PH 1
Legal BlockF
Legal Lot Number31
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group1
Census Block1034
Census Tract60216

Owner

Source: Ellis County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address320 ORCHARD PL, RED OAK, TX 75154-8861
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · VA Mortgage
NP INC
Oct 4, 2017Warranty Deed, Transfer · VA Mortgage
SERVICE FIRST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2017 · Amount on File
Deed SaleOct 4, 2017 · Amount on File
Prior SaleAug 17, 2010 · Amount on File
Deed Document Number201728436
Prior Transfer DateOct 6, 2009
Prior Transfer Doc0024760605
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address320 ORCHARD PL, RED OAK, TX 75154-8861
Document Number0000020877
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyTRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address320 ORCHARD PL RED OAK TX 751548861, RED OAK, TX 75154-8861

Mortgage

Document Number0000020877
DateJun 23, 2020
Instrument20877
Lender
NameNP INC
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 22, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELLIS TX
Recording DateOct 4, 2017
Property Address320 ORCHARD PL, RED OAK, TX 75154-8861
Document Number0000028436
Instrument DateSep 22, 2017
Instrument28436
Transaction TypeTransfer
Record UpdatedOct 25, 2017
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 ORCHARD PL RED OAK TX 751548861, RED OAK, TX 75154-8861

Mortgage

Document Number28437
DateOct 4, 2017
Instrument28437
Lender
NameSERVICE FIRST MTG
TypeMortgage Company
AddressMCKINNEY, TX 75070
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 3, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityRed Oak City
Unified School DistrictRed Oak Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$420,527 (-4.04%) Land $60,500 Building $360,027$420,527 (-4.04%) Land $60,500 Building $360,027
2025$2,908.00 (-27.1%) Homeowner's exemption Senior Citizen's exemption$438,218 (-5.72%) Land $60,500 Building $377,718$438,218 (-5.72%) Land $60,500 Building $377,718
2024$3,989.00 (+0.08%)
2023$3,986.00 (-32.48%) Homeowner's exemption Senior Citizen's exemption$464,803 Land $60,500 Building $404,303$464,803 Land $60,500 Building $404,303
2018$5,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RED OAK
serves 18,577 people · EPA ID TX0700031
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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