Osceola County property record for 320 Orange Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,014 sqft Living Area |
| Lot Size | 30,622 sqft (0.703 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $103,000 (2019) |
| Tax Bill | $3,540.00 (2024) |
| Primary APN | 01-26-30-2659-0001-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 2,592 sqft Gross Area |
| 1st Floor | 2,014 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,622 sqft (0.703 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Porch Area | 178 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 320 ORANGE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2554 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BECCA TRACE PB 17 PG 142 LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | BECCA TRACE |
| Legal Tract | 2659 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 43600 |
Source: Osceola County records · APN 01-26-30-2659-0001-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 ORANGE AVE, SAINT CLOUD, FL 34769-2554 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 14, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BROKER SOLUTIONS INC |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Feb 14, 2019 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on Record |
| Deed Sale | Feb 14, 2019 · Amount on Record |
| Prior Sale | Oct 05, 2016 · Amount on Record |
| Deed Doc Number | 201919540 |
| Deed Book / Page | 5477 / 1850 |
| Prior Transfer Date | Feb 10, 2019 |
| Prior Transfer Doc | 0054771850 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 320 ORANGE AVE, SAINT CLOUD, FL 34769-2554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 ORANGE AVE, SAINT CLOUD, FL 34769-2554 |
| Document Number | 0059100021 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 5910/21 |
| Instrument | 2021036514 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 320 ORANGE AVE, SAINT CLOUD, FL 34769-2554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051022735 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 5102/2735 |
| Instrument | 2017025589 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 320 ORANGE AVE, SAINT CLOUD, FL 34769-2554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0054952207 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 5495/2207 |
| Instrument | 2019036751 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 14, 2019 |
| Property Address | 320 ORANGE AVE, SAINT CLOUD, FL 34769-2554 |
| Document Number | 0054771850 |
| Book / Page | 005477 / 001850 |
| Instrument Date | Feb 10, 2019 |
| Instrument | 19540 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $721.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 ORANGE AVE ST CLOUD FL 347692554, ST CLOUD, FL 34769-2554 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,726.00 (+5.25%) Homeowner's exemption | $258,389 (+5.99%) | $376,400 (+13.07%) Land $81,000 Building $295,400 |
| 2024 | $3,540.00 (+2.16%) | ||
| 2023 | $3,465.00 (+4.27%) Homeowner's exemption | $243,794 (+3%) | $332,900 (+18.26%) Land $60,800 Building $272,100 |
| 2022 | $3,323.00 Homeowner's exemption | $236,694 | $281,500 Land $54,000 Building $227,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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