Hamilton County property record for 320 Oliver Rd, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,739 sqft · built 1927 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Apr 2021) |
| Tax Bill | $11,713 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0094-00 |
| Primary APN | 592-0004-0094-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,739 sqft Living Area |
| Gross Area | 3,899 sqft |
| 1st Floor Area | 1,404 sqft |
| 2nd Floor Area | 1,181 sqft |
| Basement Area | 1,314 sqft |
| Finished Basement | 154 sqft |
| Unfinished Basement | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 140 ft deep x 95 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 320 OLIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 320 OLIVER RD 95X140 IR PTS LOT 5-7-8 HILLCREST 1ST SUB PAR 94-120 CON |
| Legal Subdivision | HILLCREST 1ST SUB |
| Legal Lot Number | 5-7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 22601 |
320 Oliver Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 OLIVER RD, CINCINNATI, OH 45215-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Fiduciary Deed, Transfer · Conventional Mortgage TRUIST BANK |
| May 22, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on File |
| Deed Sale | Apr 30, 2021 · Amount on File |
| Prior Sale | Oct 5, 1993 |
| Deed Document Number | 202154155 |
| Deed Book / Page | 14408 / 1646 |
| Prior Transfer Date | Jan 13, 2007 |
| Prior Transfer Doc | 0000000504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 30, 2021 |
| Property Address | 320 OLIVER RD, CINCINNATI, OH 45215-2615 |
| Document Number | 0000054155 |
| Book / Page | 14408 / 1646 |
| Map Reference | MB 28 PG 76&77 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021-0054155 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | CINCINNATUS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 320 OLIVER RD, WYOMING, OH 45215-2615 |
| Document Number | 0000054156 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-0054156 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 320 OLIVER RD, CINCINNATI, OH 45215-2615 |
| Document Number | 0000050923 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 320 OLIVER RD CINCINNATI OH 452152615, CINCINNATI, OH 45215-2615 |
| Document Number | 0000050923 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 014179/000689 |
| Instrument | 50923 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 320 Oliver Rd was $11,713, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,713.00 (+2.44%) | $192,501 (+%) Land $40,548 Building $151,953 | $550,000 Land $115,850 Building $434,150 |
| 2024 | $11,434.00 (+8.46%) | $192,499 (-) Land $40,547 Building $151,952 | |
| 2023 | $10,542.00 (+39.67%) | $192,499 (+72.73%) Land $40,547 Building $151,952 | $550,000 Land $115,850 Building $434,150 |
| 2022 | $7,548.00 Homeowner's exemption | $111,448 Land $28,081 Building $83,367 | |
| 2020 | $318,420 Land $80,230 Building $238,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Oliver Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Oliver Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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