Grainger County property record for 320 Old Watson Rd, Rutledge, TN 37861
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,082 sqft · built 1982 |
| Lot Size | 22.3 acres (972,259 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,000 (Jun 2003) |
| Tax Bill | $1,771 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 029068 07301 |
| Primary APN | 029068 07301 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Attic | Attic |
| Attic Area | 1,102 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 972,259 sqft (22.3 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 344 sqft |
| Deck Area | 720 sqft |
| Patio Area | 910 sqft |
| Shed | 1 Shed |
| Shed Area | 994 sqft |
| Stable | 2,841 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 320 OLD WATSON RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: G01 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 500302 |
Source: Grainger County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 OLD WATSON RD, RUTLEDGE, TN 37861-4619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Feb 19, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2003 · Amount on Record |
| Deed Sale | Jun 2, 2003 · Amount on Record |
| Prior Sale | Aug 23, 2002 · Amount on Record |
| Deed Book / Page | 244 / 1449 |
| Transfer Doc | 0195000059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 320 OLD WATSON RD, RUTLEDGE, TN 37861-4619 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003169 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 397/1864 |
| Instrument | 21003169 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Feb 19, 2021 |
| Property Address | 320 OLD WATSON RD, RUTLEDGE, TN 37861-4619 |
| Document Number | 0000000506 |
| Book / Page | 392 / 41 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 21000506 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 OLD WATSON RD, RUTLEDGE, TN 37861-4619 |
Source: Grainger County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,771.00 Additional exemption filed | $75,375 (-) Land $8,025 Building $67,350 | |
| 2024 | $1,771.00 Additional exemption filed | $75,375 (-) Land $8,025 Building $67,350 | |
| 2023 | $1,771.00 (+2.31%) Additional exemption filed | $75,375 (-) Land $8,025 Building $67,350 | |
| 2022 | $1,731.00 | $75,375 Land $8,025 Building $67,350 | |
| 2021 | $386,800 Land $117,400 Building $269,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 84% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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