320 Old Colony Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 320 Old Colony Rd, Defiance, MO 63341

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1,026 sqft · built 1996
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on File
Last Sale	$379,050 (Jun 2026)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T181300012`

Property Details

APN / Parcel Number

Primary APN	`T181300012`
Alternative APN	`3-0145-0937-00-0004.3100000`

Interior

Building Area	1,026 sqft Gross Area
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	479,160 sqft (11 acres)

Location & Zoning

Account Number	T181300012
Street Address	320 OLD COLONY RD
City	DEFIANCE
State	MO
Zip	63341-2320
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SUR 937
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3005
Census Tract	312204

Owner

320 Old Colony Rd, an agricultural property, is owned by an individual who bought it in June 2026.

Source: St. Charles County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	320 OLD COLONY RD, DEFIANCE, MO 63341-2320
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Document Number	202629916
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2026
Property Address	320 OLD COLONY RD, DEFIANCE, MO 63341-2320
Document Number	0000029916
Instrument Date	Jun 16, 2026
Instrument	202629916
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE PREMIER LLC, TITLE PREMIER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OLD COLONY RD, DEFIANCE, MO 63341-2320

Mortgage

Document Number	0000029917,
Date	Jun 25, 2026
Instrument	202629917

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	320 OLD COLONY RD, DEFIANCE, MO 63341-2320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072360142
Date	Feb 24, 2020
Book Page	7236/142
Instrument	20200224000111870

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2019
Property Address	320 OLD COLONY RD, DEFIANCE, MO 63341-2320
Document Number	0070982097
Book / Page	7098 / 2097
Map Reference	MB 6157 PG 304
Instrument Date	Jun 18, 2019
Instrument	20190701000330730
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 OLD COLONY RD, 360, DEFIANCE, MO 63341-2320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OLD COLONY RD, DEFIANCE, MO 63341-2320

Mortgage

Document Number	20190701000330740
Date	Jul 1, 2019
Instrument	20190701000330740

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 320 Old Colony Rd was $1,323, up 1.1% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (+1.15%)	$22,107	$138,850 Land $22,162 Building $116,688
2024	$1,308.00
2023		$21,210
2022			$133,594 Land $22,162 Building $111,432

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Old Colony Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Old Colony Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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